107 Dolphin Point Rd, Niceville, FL 32578 Property Records

Okaloosa County property record for 107 Dolphin Point Rd, Niceville, FL 32578

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 3,894 sqft · built 1986
Lot Size1.03 acres (45,270 sqft)
Owner2 Individual Names on Record
Last Sale$807,500 (Feb 2021)
Tax Bill$10,993 (2025)
Deeds & MortgagesFeb 2021 Sale & Mortgage
Dec 2020 Transfer
Flood ZoneZone AE (high risk)
APNC56-000-596-0344-9

Property Details

APN / Parcel Number

Primary APNC56-000-596-0344-9
Alternative APNs
  • 21-1S-22-0164-0000-0020
  • 22S121016400000020

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,894 sqft Living Area
Gross Area5,524 sqft
1st Floor Area3,894 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area45,270 sqft (1.03 acres)
Lot Width160 ft Width
Garage TypeAttached
Garage Area1,122 sqft
DrivewayDriveway
PorchFinished/Open Porch
Porch Area63 sqft
Patio Area445 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address107 DOLPHIN POINT RD
CityNICEVILLE
StateFL
Zip32578-3719
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOLPHIN POINT EST LOT 2
Legal Range22W
Legal Township01S
Legal Section21
Legal SubdivisionDOLPHIN POINT EST
Legal Lot Number2
JurisdictionOKALOOSA FL
Township / Civil DivisionNICEVILLE-VALPARAISO
Census Block Group4
Census Block4077
Census Tract21102

Owner

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address107 DOLPHIN POINT RD, NICEVILLE, FL 32578-3719
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 3, 2021Warranty Deed, Transfer · Conventional Mortgage
NOVUS HOME MORTGAGE
Dec 8, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 3, 2021 · Amount on Record
Deed SaleFeb 3, 2021 · Amount on Record
Prior SaleJun 28, 2013 · Amount on Record
Deed Document Number20213427004
Deed Book / Page3522 / 4634
Prior Transfer DateDec 3, 2020
Prior Transfer Doc0035104340
Record UpdatedOct 29, 2026

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateFeb 3, 2021
Property Address107 DOLPHIN POINT RD, NICEVILLE, FL 32578-3719
Document Number0035224634
Book / Page3522 / 4634
Map ReferenceMB 9 PG 20
Instrument DateJan 28, 2021
Instrument3427004
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyNOT AVAILABLE, OLD SOUTH LAND TITLE CO INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,652.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2401 DUNN CT, 2401, NICEVILLE, FL 32578-2917

Transferred To (Grantee/Buyer)

NameVerified Name
Address107 DOLPHIN POINT RD, NICEVILLE, FL 32578-3719
InvestorPossibly a Property Investor

Mortgage

Document Number0035224636
DateFeb 3, 2021
Instrument3522/4636
Lender
NameNOVUS HOME MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2051

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOKALOOSA FL
Recording DateDec 8, 2020
Property Address107 DOLPHIN POINT RD, NICEVILLE, FL 32578-3719
Document Number0035104340
Book / Page003510 / 004340
Instrument DateDec 3, 2020
Instrument3413383
Transaction TypeTransfer
Record UpdatedDec 31, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2401 DUNN CT NICEVILLE FL 325782917, NICEVILLE, FL 32578-2917

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityNiceville City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,993.00 (+9.34%) Homeowner's exemption$841,432 (+5.99%)$1,034,890 (+6.39%) Land $469,945 Building $564,945
2023$10,054.00 (+5.81%) Homeowner's exemption$793,901 (+4.08%)$972,731 (+13.18%) Land $451,870 Building $520,861
2022$9,502.00 Homeowner's exemption$762,768$859,427 Land $409,860 Building $449,567

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 329 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies329 in force
Nearby Flood Claims168 (1991–2021)
Claims Outside the SFHA36 of 168
Most Recent ClaimSep 2021 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 17 claims
  • Hurricane Frances, Sep 2004 · 54 claims
  • Hurricane Opal, Oct 1995 · 60 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF NICEVILLE
serves 22,243 people · EPA ID FL1460147
Water SourceGroundwater
Last State InspectionOct 2025
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 35

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