107 Derby Ct, Vandalia, OH 45377 Property Records

Montgomery County property record for 107 Derby Ct, Vandalia, OH 45377

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,488 sqft · built 2003
Lot Size	0.395 acres (17,237 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (Jun 2025)
Tax Bill	$6,223 (2024)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Nov 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`M58100506 0014`

Property Details

APN / Parcel Number

Primary APN	`M58100506 0014`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,488 sqft Living Area
1st Floor Area	1,015 sqft
Basement Area	345 sqft
Unfinished Basement	345 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Architectural Style	Colonial
Exterior Material	Combination
Construction Type	Frame
Lot Area	17,237 sqft (0.395 acres)
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	27 sqft
Deck Area	144 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	107 DERBY CT
City	VANDALIA
State	OH
Zip	45377-8723
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	47 STONEY CREST SEC TWO
Legal Subdivision	STONEY CREST SEC TWO
Legal Lot Number	45
Jurisdiction	MONTGOMERY OH
Township / Civil Division	UNION CITY
Census Block Group	1
Census Block	1024
Census Tract	110100

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	107 DERBY CT, VANDALIA, OH 45377-8723
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2023	Limited Warranty Deed, Subdivision Related Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 14, 2022	Limited Warranty Deed, Transfer OS NATIONAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2025 · Amount on Record
Deed Sale	Jun 18, 2025 · Amount on Record
Prior Sale	Mar 15, 2023 · Amount on Record
Deed Document Number	2025-00032092
Record Updated	Jun 8, 2026

March 2023: Limited Warranty Deed, Subdivision Related Transfer

Document Type	Limited Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Mar 15, 2023
Property Address	107 DERBY CT, VANDALIA, OH 45377-8723
Document Number	0000013759
Map Reference	MB 186 PG 34
Instrument Date	Feb 1, 2023
Instrument	202300013759
Transaction Type	Subdivision Related Transfer
Record Updated	May 15, 2023
Title Company	CROWN SEARCH SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8044 MONTGOMERY RD STE 700, 700, CINCINNATI, OH 45236-2926

Mortgage

Document Number	0000013760
Date	Mar 15, 2023
Instrument	202300013760

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

November 2022: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Nov 14, 2022
Property Address	107 DERBY CT, VANDALIA, OH 45377-8723
Document Number	0000070826
Map Reference	MB 186 PG 34
Instrument Date	Aug 3, 2022
Instrument	2022-00070826
Transaction Type	Transfer
Record Updated	Nov 24, 2022
Title Company	OS NATIONAL LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23975 PARK SORRENTO STE 300, 300, CALABASAS, CA 91302-4012
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Union City
Unified School District	Vandalia-Butler City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$92,610 (-) Land $19,040 Building $73,570
2024	$6,223.00 (+2.32%)
2023	$6,082.00 (+101.06%)	$92,610 (+36.01%) Land $19,040 Building $73,570	$264,590 (+36%) Land $54,400 Building $210,190
2022	$3,025.00	$68,090 Land $14,000 Building $54,090
2020			$194,550 Land $40,000 Building $154,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jun 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION CITY PWS serves 7,000 people · EPA ID OH5702512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Frontier.

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