107 Deer Place Rd, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 107 Deer Place Rd, Spruce Pine, NC 28777

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,050 sqft · built 1967
Lot Size	1.58 acres (68,825 sqft)
Owner	2 Individual Names on File
Last Sale	$307,000 (Nov 2022)
Tax Bill	$1,091 (2026)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Jul 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`0870-00-84-0303`

Property Details

APN / Parcel Number

Primary APN	`0870-00-84-0303`
Alternative APNs	`555678050` `555784619`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,050 sqft Living Area

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Construction Type	Wood
Foundation Type	No Foundation
Lot Area	68,825 sqft (1.58 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	555784619
Street Address	107 DEER PLACE RD
City	SPRUCE PINE
State	NC
Zip	28777-8676
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1162
Jurisdiction	MITCHELL NC
Township / Civil Division	GRASSY CREEK
Census Block Group	1
Census Block	1027
Census Tract	950400

Owner

107 Deer Place Rd is owned and occupied by two individuals who bought it in November 2022.

Source: Mitchell County records, as of September 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	107 DEER PLACE RD, SPRUCE PINE, NC 28777-8676
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2022	Warranty Deed, Transfer · VA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Jul 23, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2022 · Amount on File
Deed Sale	Nov 16, 2022 · Amount on File
Deed Document Number	20223163
Deed Book / Page	651 / 526
Prior Transfer Date	Mar 4, 2020
Prior Transfer Doc	0000001193
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL NC
Recording Date	Nov 16, 2022
Property Address	107 DEER PLACE RD, SPRUCE PINE, NC 28777-8676
Document Number	000651/526
Book / Page	651 / 526
Instrument Date	Nov 16, 2022
Instrument	2022003163
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$614.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 DEER PLACE RD, SPRUCE PINE, NC 28777-8676

Mortgage

Document Number	2022003164
Date	Nov 16, 2022
Instrument	2022003164

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL NC
Recording Date	Jul 23, 2020
Property Address	107 DEER PLACE RD, SPRUCE PINE, NC 28777-8676
Document Number	615/462
Book / Page	615 / 462
Instrument Date	May 16, 2020
Instrument	2020001192
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 DEER PLACE RD, SPRUCE PINE, NC 28777-8676

Tax Assessment & Valuation

The 2026 property tax bill for 107 Deer Place Rd was $1,091.

Source: Mitchell County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Mitchell County
Unified School District	Mitchell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,091.00	$170,500 (-) Land $29,900 Building $140,600
2025	$1,091.00	$170,500 Land $29,900 Building $140,600
2023	$1,074.00	$170,500 Land $29,900 Building $140,600	$170,500 Land $29,900 Building $140,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 107 Deer Place Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (2004–2024)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 107 Deer Place Rd is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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