Garrard County property record for 107 Debbie Ave, Lancaster, KY 40444
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · built 1955 |
| Lot Size | 0.245 acres (10,711 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $309,900 (Oct 2023) |
| Tax Bill | $1,494 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | L4-17-021 |
| Primary APN | L4-17-021 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Aluminum Siding |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,711 sqft (0.245 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 24760 |
|---|---|
| Street Address | 107 DEBBIE AVE |
| City | LANCASTER |
| State | KY |
| Zip | 40444-1223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H & L |
| Legal Subdivision | ROLLING HILLS SUB |
| Legal Lot Number | 21 |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 970300 |
107 Debbie Ave is owned and occupied by two individuals who bought it in October 2023.
Source: Garrard County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 107 DEBBIE AVE, LANCASTER, KY 40444-1223 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 30, 2023 · Amount on File |
| Deed Sale | Oct 30, 2023 · Amount on File |
| Prior Sale | Jan 31, 2023 · Amount on File |
| Deed Document Number | 2023179240 |
| Deed Book / Page | 323 / 615 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 107 Debbie Ave was $1,494, down 0.5% from the year before.
Source: Garrard County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Municipality | Lancaster City |
| Unified School District | Garrard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $134,000 (-) Land $34,000 Building $100,000 | $134,000 (-) Land $34,000 Building $100,000 | |
| 2025 | $1,494.00 (-0.47%) | $134,000 (-) Land $34,000 Building $100,000 | $134,000 (-) Land $34,000 Building $100,000 |
| 2024 | $1,501.00 (+190.33%) | $134,000 (+197.78%) Land $34,000 Building $100,000 | $134,000 (+197.78%) Land $34,000 Building $100,000 |
| 2023 | $517.00 | $45,000 Land $15,000 Building $30,000 | $45,000 Land $15,000 Building $30,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 107 Debbie Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 107 Debbie Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANCASTER WATER WORKS serves 4,573 people · EPA ID KY0400233 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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