107 Davidson Cove Ln, Toccoa, GA 30577 Property Records

Habersham County property record for 107 Davidson Cove Ln, Toccoa, GA 30577

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 2,384 sqft · built 1994
Lot Size	0.73 acres (31,799 sqft)
Owner	Individual Name on Record
Last Sale	$24,000 (Oct 2018)
Tax Bill	$1,509 (2026)
Deeds & Mortgages	Feb 2018 Line of Credit Oct 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`154 013`

Property Details

APN / Parcel Number

Primary APN	`154 013`
Alternative APNs	`674739` `418776`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,384 sqft Heated Area
Gross Area	3,702 sqft
1st Floor Area	2,384 sqft
Basement Area	350 sqft
Finished Basement	350 sqft
Flooring	Hardwood
Interior Walls	Wood

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	31,799 sqft (0.73 acres)
Lot Width	50 ft Width

Exterior Amenities

Pool Area	512 sqft
Porch	Slab
Porch Area	784 sqft
Deck Area	168 sqft
Patio Area	184 sqft
Bath House	78 sqft
Storage Building	576 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	418776
Street Address	107 DAVIDSON COVE LN
City	TOCCOA
State	GA
Zip	30577-5429
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	LI
Legal Description	10-182 DAVIDSON DB 1158-456
Jurisdiction	HABERSHAM GA
Township / Civil Division	TURNERVILLE
Census Block Group	3
Census Block	3032
Census Tract	100

Owner

Source: Habersham County records, as of September 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	107 DAVIDSON COVE LN, TOCCOA, GA 30577-5429
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2018	Deed of Trust, Mortgage · Line of Credit SOUTHEAST FCU
Oct 4, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2018 · Amount on Record
Deed Sale	Oct 4, 2018 · Amount on Record
Deed Document Number	20181845
Deed Book / Page	1177 / 51
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	107 DAVIDSON COVE LN, TOCCOA, GA 30577-5429
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001158/458
Date	Feb 1, 2018
Book Page	1158/458

Lender

Name	SOUTHEAST FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Oct 4, 2018
Property Address	107 DAVIDSON COVE LN, TOCCOA, GA 30577-5429
Document Number	0001177/51
Book / Page	1177 / 51
Instrument Date	Oct 4, 2018
Instrument	2018-001845
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 BONNIE DR, HIGHLANDS, NC 28741-8516

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,509.00 Homeowner's exemption Senior Citizen's exemption	$111,064 (+66.7%) Land $4,000 Building $107,064	$277,660 (+66.7%) Land $10,000 Building $267,660
2023	Homeowner's exemption Senior Citizen's exemption	$66,624 (+14.04%) Land $4,000 Building $62,624	$166,560 (+14.04%) Land $10,000 Building $156,560
2022	Homeowner's exemption Senior Citizen's exemption	$58,420 Land $4,000 Building $54,420	$146,050 Land $10,000 Building $136,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 85% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TrailWave Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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