Burke County property record for 107 Dale Cir, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,856 sqft · built 1978 |
| Lot Size | 1.47 acres (64,033 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $323,000 (Mar 2026) |
| Tax Bill | $1,468 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Apr 2018 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2702797902 |
| Primary APN | 2702797902 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,856 sqft Living Area |
| 1st Floor Area | 1,176 sqft |
| Basement Area | 504 sqft |
| Finished Basement | 588 sqft |
| Unfinished Basement | 504 sqft |
| Flooring | Ceramic Tile |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Roof Material | Asphalt |
| Lot Area | 64,033 sqft (1.47 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 150 sqft |
| Deck Area | Deck Area |
| Patio Area | 72 sqft |
| Canopy | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 107 DALE CIR |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-4601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MEDIUM INT |
| Legal Description | 107 DALE CIR MORGANTON, NC 28655 |
| Jurisdiction | BURKE NC |
| Township / Civil Division | MORGANTON |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 21400 |
Source: Burke County records · APN 2702797902
Assessment roll updated September 25, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 107 DALE CIR, MORGANTON, NC 28655-4601 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 27, 2026 | Warranty Deed, Transfer · USDA Mortgage TOP FLITE FINANCIAL INC |
| Apr 04, 2018 | Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU |
| May 19, 2017 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Oct 04, 2019 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| May 24, 2017 | Intrafamily Transfer, Transfer ATTORNEY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 27, 2026 · Amount on Record |
| Deed Sale | Mar 27, 2026 · Amount on Record |
| Deed Document Number | 202626002670 |
| Deed Book / Page | 2862 / 838 |
| Prior Transfer Date | May 15, 2017 |
| Prior Transfer Doc | 0022940248 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Mar 27, 2026 |
| Property Address | 107 DALE CIR, MORGANTON, NC 28655-4601 |
| Document Number | 0028620838 |
| Book / Page | 2862 / 838 |
| Instrument Date | Mar 12, 2026 |
| Instrument | 2026002670 |
| Transaction Type | Transfer |
| Record Updated | Apr 07, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $646.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 720 SALEM RD, MORGANTON, NC 28655-4723 |
| Name | Verified Name |
|---|---|
| Address | 107 DALE CIR, MORGANTON, NC 28655-4601 |
| Document Number | 2026002671 |
|---|---|
| Date | Mar 27, 2026 |
| Instrument | 2026002671 |
| Name | TOP FLITE FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 107 DALE CIR, MORGANTON, NC 28655-4601 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ACCURATE TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0023400920 |
|---|---|
| Date | Apr 04, 2018 |
| Book Page | 2340/0920 |
| Instrument | 2017014539 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Min Rate At Change | 6% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 9.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 107 DALE CIR, MORGANTON, NC 28655-4601 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ATTORNEY |
| Name | Verified Name |
|---|
| Document Number | 0022930621 |
|---|---|
| Date | May 19, 2017 |
| Book Page | 2293/0621 |
| Instrument | 2017004552 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | MORGANTON, NC 28680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 107 DALE CIR, MORGANTON, NC 28655-4601 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ACCURATE TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0024270929 |
|---|---|
| Date | Oct 04, 2019 |
| Book Page | 2427/0929 |
| Instrument | 2017032903 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Change Frequency | 5 Years |
| Index | 5-Year CMT |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | May 24, 2017 |
| Property Address | 107 DALE CIR, MORGANTON, NC 28655-4601 |
| Document Number | 0022940248 |
| Book / Page | 2294 / 0248 |
| Instrument Date | May 15, 2017 |
| Instrument | 2017004691 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 107 DALE CIR, 107, MORGANTON, NC 28655-4601 |
| Name | Verified Name |
|---|---|
| Address | 107 DALE CIR, MORGANTON, NC 28655-4601 |
Source: Burke County records · Assessment roll updated September 25, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Municipality | Morganton City |
| Unified School District | Burke County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,468.00 (-0.2%) | $248,711 (+0.68%) Land $23,170 Building $225,541 | $248,711 (+0.68%) Land $23,170 Building $225,541 |
| 2023 | $1,471.00 | $247,039 Land $23,170 Building $223,869 | $247,039 Land $23,170 Building $223,869 |
Source: FEMA National Flood Hazard Layer as of June 28, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 6 (2004–2024) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| City of Morganton Cable | 1,000 / 50 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Spectrum, Verizon.
Based on FCC filings for 110 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF MORGANTON serves 27,221 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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