Harnett County property record for 107 Cottswold Ln, Spring Lake, NC 28390
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,292 sqft · built 2005 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $300,000 (Feb 2022) |
| Tax Bill | $2,362 (2026) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1500047666 |
| Primary APN | 1500047666 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,292 sqft Heated Area |
| 1st Floor Area | 1,324 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Combination |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 480 sqft |
| Porch | Porch |
| Porch Area | 32 sqft |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 1500047666 |
|---|---|
| Street Address | 107 COTTSWOLD LN |
| City | SPRING LAKE |
| State | NC |
| Zip | 28390-7056 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA20R |
| Legal Description | LT#499 ANDERSON CRK PH3B1MAP#2005-23 |
| Legal Subdivision | ANDERSON CREEK CLUB |
| Legal Phase | 3 |
| Legal Lot Number | 499 |
| Jurisdiction | HARNETT NC |
| Township / Civil Division | ANDERSON CREEK |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 71204 |
107 Cottswold Ln is owned and occupied by an individual who bought it in February 2022.
Source: Harnett County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 107 COTTSWOLD LN, SPRING LAKE, NC 28390-7056 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 18, 2022 · Amount on File |
| Deed Sale | Feb 18, 2022 · Amount on File |
| Prior Sale | Apr 21, 2008 · Amount on File |
| Deed Document Number | 20223628 |
| Deed Book / Page | 4116 / 801 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | Feb 18, 2022 |
| Property Address | 107 COTTSWOLD LN, SPRING LAKE, NC 28390-7056 |
| Document Number | 0000003628 |
| Book / Page | 4116 / 801 |
| Map Reference | MB 2005 PG 23 |
| Instrument Date | Feb 10, 2022 |
| Instrument | 2022003628 |
| Transaction Type | Transfer |
| Record Updated | Mar 2, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 640 N WELLS ST APT 1211, 640, CHICAGO, IL 60654-3964 |
| Name | Verified Name |
|---|---|
| Address | 107 COTTSWOLD LN, SPRING LAKE, NC 28390-7056 |
| Document Number | 0000003629 |
|---|---|
| Date | Feb 18, 2022 |
| Instrument | 2022003629 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
The 2026 property tax bill for 107 Cottswold Ln was $2,362, up 36% from the year before.
Source: Harnett County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Harnett County |
| Unified School District | Harnett County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,362.00 (+35.98%) | $307,800 (+30.55%) | $307,800 (+30.55%) Land $33,580 Building $274,220 |
| 2025 | $1,737.00 | $235,774 | $235,774 Land $44,510 Building $191,264 |
| 2023 | $1,737.00 | $235,774 | $235,774 Land $44,510 Building $191,264 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 107 Cottswold Ln in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 6 (2013–2018) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 107 Cottswold Ln is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 66% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Spectrum.
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