107 Cottage St, Lyman, SC 29365 Property Records

Spartanburg County property record for 107 Cottage St, Lyman, SC 29365

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 925 sqft · built 1969
Lot Size	0.195 acres (8,515 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Jul 2026)
Tax Bill	$376 (2025)
Deeds & Mortgages	Jul 2026 Sale & Line of Credit Aug 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5-15-12-019.05`

Property Details

APN / Parcel Number

Primary APN	`5-15-12-019.05`
Alternative APNs	`6163-75-8948.24` `86651`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	925 sqft Living Area
Gross Area	1,224 sqft
1st Floor Area	925 sqft
Flooring	Carpet
Interior Walls	Wood

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,515 sqft (0.195 acres)
Lot Dimensions	131 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	275 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	86651
Street Address	107 COTTAGE ST
City	LYMAN
State	SC
Zip	29365-1849
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P/O LOT 2 FURMAN ROOKARD SUB *CATHY JONES & VANESSA BOOKER
Legal Subdivision	FURMAN ROOKARD SUB
Legal Lot Number	2
Jurisdiction	SPARTANBURG SC
Township / Civil Division	WELLFORD
Census Block Group	3
Census Block	3013
Census Tract	23104

Owner

Source: Spartanburg County assessment roll, as of October 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	400 KING ST, GREER, SC 29651-2608
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Warranty Deed, Transfer · Line of Credit OCMBC INC
Aug 21, 2025	Warranty Deed, Transfer · Commercial Mortgage ALAMO FLIPCO FINANCIAL LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 1, 2026 · Amount on Record
Deed Sale	Jul 1, 2026 · Amount on Record
Prior Sale	Aug 21, 2025 · Amount on Record
Deed Document Number	202629688
Deed Book / Page	158 / N.709
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Jul 1, 2026
Property Address	107 COTTAGE ST, LYMAN, SC 29365-1849
Document Number	0000029688
Book / Page	158 / N.709
Instrument Date	Jun 29, 2026
Instrument	202629688
Transaction Type	Transfer
Record Updated	Jul 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$48,581.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 KING ST, GREER, SC 29651-2608

Mortgage

Document Number	0000029689,
Date	Jul 1, 2026
Book Page	7259/68
Instrument	202629689

Lender

Name	OCMBC INC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.51%
Max Rate	-1%

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Aug 21, 2025
Property Address	107 COTTAGE ST, LYMAN, SC 29365-1849
Document Number	0000036270
Book / Page	153-H / 662
Map Reference	MB 187 PG 774
Instrument Date	Aug 1, 2025
Instrument	2025-36270
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Tax	$156.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 PROCTOR DR, SPARTANBURG, SC 29303-3235

Mortgage

Document Number	0000036271
Date	Aug 21, 2025
Instrument	2025-36271

Lender

Name	ALAMO FLIPCO FINANCIAL LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	5 Months
Due	Jan 30, 2026

Tax Assessment & Valuation

Source: Spartanburg County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Spartanburg County
Municipality	Wellford City
Unified School District	Spartanburg School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$376.00 (+3.58%)	$3,568 (-) Land $992 Building $2,576	$102,100 (-) Land $28,400 Building $73,700
2024	$363.00 (+9.67%)
2023	$331.00	$3,568 Land $992 Building $2,576	$102,100 Land $28,400 Building $73,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJWD MIDDLE TYGER WTP serves 89,531 people · EPA ID SC4220006
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

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