Clinton County property record for 107 Commerce St, Lock Haven, PA 17745
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1.5 ba · 2,044 sqft · built 1920 |
| Lot Size | 0.094 acres (4,095 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $134,900 (Apr 2019) |
| Tax Bill | $1,995 (2026) |
| Deeds & Mortgages | Apr 2019 Sale & Mortgage |
| Flood Zone | Zone AH (high risk) |
| APN | 22-11002 |
| Primary APN | 22-11002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,044 sqft Living Area |
| Gross Area | 3,090 sqft |
| 1st Floor Area | 998 sqft |
| Basement Area | 998 sqft |
| Unfinished Basement | 998 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Conventional |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 4,095 sqft (0.094 acres) |
| Lot Dimensions | 118 ft deep x 35 ft wide |
| Cooling System | None |
|---|---|
| Heating System | Hot Water |
| Account Number | E -04-D |
|---|---|
| Street Address | 107 COMMERCE ST |
| City | LOCK HAVEN |
| State | PA |
| Zip | 17745-2516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RL |
| Legal Description | 35 X 118 2S FR DWLG |
| Jurisdiction | CLINTON PA |
| Township / Civil Division | LOCK HAVEN |
| Census Block Group | 6 |
| Census Block | 6018 |
| Census Tract | 30701 |
Source: Clinton County records, as of April 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 107 COMMERCE ST, LOCK HAVEN, PA 17745-2516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 9, 2019 · Amount on Record |
| Deed Sale | Apr 9, 2019 · Amount on Record |
| Prior Sale | Dec 11, 2015 · Amount on Record |
| Deed Document Number | 20191159 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CLINTON PA |
| Recording Date | Apr 9, 2019 |
| Property Address | 107 COMMERCE ST, LOCK HAVEN, PA 17745-2516 |
| Document Number | 2019001159 |
| Instrument Date | Jan 8, 2019 |
| Instrument | 2019-001159 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 107 COMMERCE ST, LOCK HAVEN, PA 17745-2516 |
| Document Number | 2019001160 |
|---|---|
| Date | Apr 9, 2019 |
| Instrument | 2019-001160 |
| Name | JERSEY SHORE STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
Source: Clinton County assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Clinton County |
| Municipality | Lock Haven City |
| Unified School District | Keystone Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,995.00 (+49.44%) | $39,000 (-) Land $15,300 Building $23,700 | |
| 2023 | $1,335.00 | $39,000 Land $15,300 Building $23,700 | |
| 2008 | $39,000 Land $15,300 Building $23,700 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AH high risk · shallow ponding 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 557.3 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 30 policies |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Jul 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LOCK HAVEN WATER DEPT serves 8,450 people · EPA ID PA4180048 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Oct 2016 |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 692 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| River Valley Internet Fixed Wireless | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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