Oakland County property record for 107 Cloveridge Dr, Troy, MI 48084
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,508 sqft · built 1948 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $335,000 (Oct 2021) |
| Tax Bill | $5,112 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Oct 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-28-477-003 |
| Primary APN | 88-20-28-477-003 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,508 sqft Living Area |
| 1st Floor Area | 992 sqft |
| Basement Area | 992 sqft |
| Unfinished Basement | 992 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Bungalow |
| Exterior Material | Other |
| Roof Type | Gable |
| Lot Area | 17,424 sqft (0.4 acres) |
| Lot Dimensions | 140 ft deep x 125 ft wide |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 132 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 107 CLOVERIDGE DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48084-5444 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | T2N, R11E, SEC 28 CLOVER RIDGE SUB LOT 20 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 28 |
| Legal Subdivision | CLOVER RIDGE SUB |
| Legal Lot Number | 20 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 197600 |
107 Cloveridge Dr is owned and occupied by two individuals who bought it in October 2021.
Source: Oakland County records, as of October 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 107 CLOVERIDGE DR, TROY, MI 48084-5444 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 29, 2021 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Oct 6, 2021 | Warranty Deed, Transfer VANGUARD TITLE COMPANY |
| May 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 6, 2021 · Amount on File |
| Deed Sale | Oct 6, 2021 · Amount on File |
| Prior Sale | Dec 2, 2016 · Amount on File |
| Deed Document Number | 2021238002 |
| Deed Book / Page | 56960 / 16 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 107 CLOVERIDGE DR, TROY, MI 48084-5444 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 17449 DUVAL CT, CLINTON TOWNSHIP, MI 48038-7127 |
| Document Number | 0000233060 |
|---|---|
| Date | Sep 29, 2021 |
| Book Page | 56926/514 |
| Instrument | 233060 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Oct 6, 2021 |
| Property Address | 107 CLOVERIDGE DR, TROY, MI 48084-5444 |
| Document Number | 0000238002 |
| Book / Page | 56960 / 16 |
| Map Reference | LB 12 PG 38 |
| Instrument Date | Sep 25, 2021 |
| Instrument | 238002 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2021 |
| Title Company | VANGUARD TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $2,881.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 107 CLOVERIDGE DR, 107, TROY, MI 48084-5444 |
| Name | Verified Name |
|---|---|
| Address | 107 CLOVERIDGE, CLINTON TOWNSHIP, MI 48038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 107 CLOVERIDGE DR, TROY, MI 48084-5444 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LIB |
| Name | Verified Name |
|---|
| Document Number | 0000088653 |
|---|---|
| Date | May 5, 2020 |
| Book Page | 54170/473 |
| Instrument | 88653 |
| Name | ALLY BANK |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2050 |
The 2025 property tax bill for 107 Cloveridge Dr was $5,112 with a homeowner's exemption.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,112.00 | ||
| 2023 | $328,260 | ||
| 2022 | $5,693.00 | $164,130 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 107 Cloveridge Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 107 Cloveridge Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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