Cook County property record for 107 Cliff St, Willow Springs, IL 60480
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,323 sqft · built 1992 |
| Lot Size | 0.098 acres (4,250 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,467 (2023) |
| Deeds & Mortgages | Dec 2025 Line of Credit Nov 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-33-310-019 |
| Primary APN | 18-33-310-019 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,323 sqft Living Area |
| 1st Floor Area | 1,323 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Bungalow |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 4,250 sqft (0.098 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 107 CLIFF ST |
|---|---|
| City | WILLOW SPRINGS |
| State | IL |
| Zip | 60480-1340 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (SUBDIVISION) OF PT OF LT 1 LYING N OF ARCHER ROAD IN SUB BY HEIRS OF GEORGE BEEBE SEC 33-38-12 |
| Legal Range | 12E |
| Legal Township | 38N |
| Legal Section | 33 |
| Legal Subdivision | SUBDIVISION OF PT OF LT 1 LYING N OF A |
| Legal Lot Number | 1 |
| Jurisdiction | COOK IL |
| Township / Civil Division | LYONS |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 820606 |
107 Cliff St is owned and occupied by an individual who acquired it in June 2010.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 107 CLIFF ST, WILLOW SPRINGS, IL 60480-1340 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 22, 2025 | Deed of Trust, Mortgage · Line of Credit GREAT LAKES CU |
| Nov 10, 2022 | Deed of Trust, Mortgage · Line of Credit GREAT LAKES CU |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 11, 2010 |
| Transfer Doc | 0000010026 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 107 CLIFF ST, WILLOW SPRINGS, IL 60480-1340 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0035624222 |
|---|---|
| Date | Dec 22, 2025 |
| Instrument | 2535624222 |
| Name | GREAT LAKES CU |
|---|---|
| Type | Credit Union |
| Address | DEERFIELD, IL 60015 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 21, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 107 CLIFF ST, WILLOW SPRINGS, IL 60480-1340 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0031408048 |
|---|---|
| Date | Nov 10, 2022 |
| Instrument | 2231408048 |
| Name | GREAT LAKES CU |
|---|---|
| Type | Credit Union |
| Address | NORTH CHICAGO, IL 60064 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 9, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Lyons Township |
| Municipality | Willow Springs Village |
| Secondary School District | Argo Community High School District 217 (09 - 12) |
| Elementary School District | Willow Springs School District 108 (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $23,772 Land $2,444 Building $21,328 | $237,720 Land $24,440 Building $213,280 | |
| 2023 | $5,467.00 (+9.69%) | ||
| 2022 | $4,984.00 Homeowner's exemption | $15,725 Land $2,125 Building $13,600 | $157,250 Land $21,250 Building $136,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 107 Cliff St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 107 Cliff St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JUSTICE-WILLOW SPRINGS WATER COMMISSION serves 18,450 people · EPA ID IL0315820 |
|---|---|
| Water Source | Purchased surface water from CHICAGO |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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