107 Cliff St, Willow Springs, IL 60480 Property Records

Cook County property record for 107 Cliff St, Willow Springs, IL 60480

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,323 sqft · built 1992
Lot Size0.098 acres (4,250 sqft)
OwnerIndividual Name on File
Tax Bill$5,467 (2023)
Deeds & MortgagesDec 2025 Line of Credit
Nov 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN18-33-310-019

Property Details

APN / Parcel Number

Primary APN18-33-310-019
Alternative APN
  • 18-33-310-019-0000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,323 sqft Living Area
1st Floor Area1,323 sqft

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleBungalow
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area4,250 sqft (0.098 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address107 CLIFF ST
CityWILLOW SPRINGS
StateIL
Zip60480-1340
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description(SUBDIVISION) OF PT OF LT 1 LYING N OF ARCHER ROAD IN SUB BY HEIRS OF GEORGE BEEBE SEC 33-38-12
Legal Range12E
Legal Township38N
Legal Section33
Legal SubdivisionSUBDIVISION OF PT OF LT 1 LYING N OF A
Legal Lot Number1
JurisdictionCOOK IL
Township / Civil DivisionLYONS
Census Block Group1
Census Block1014
Census Tract820606

Owner

107 Cliff St is owned and occupied by an individual who acquired it in June 2010.

Source: Cook County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address107 CLIFF ST, WILLOW SPRINGS, IL 60480-1340
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2025Deed of Trust, Mortgage · Line of Credit
GREAT LAKES CU
Nov 10, 2022Deed of Trust, Mortgage · Line of Credit
GREAT LAKES CU

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJun 11, 2010
Transfer Doc0000010026
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address107 CLIFF ST, WILLOW SPRINGS, IL 60480-1340
Transaction TypeMortgage
Record UpdatedJan 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0035624222
DateDec 22, 2025
Instrument2535624222
Lender
NameGREAT LAKES CU
TypeCredit Union
AddressDEERFIELD, IL 60015
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueDec 21, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address107 CLIFF ST, WILLOW SPRINGS, IL 60480-1340
Transaction TypeMortgage
Record UpdatedNov 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0031408048
DateNov 10, 2022
Instrument2231408048
Lender
NameGREAT LAKES CU
TypeCredit Union
AddressNORTH CHICAGO, IL 60064
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueNov 9, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionLyons Township
MunicipalityWillow Springs Village
Secondary School DistrictArgo Community High School District 217 (09 - 12)
Elementary School DistrictWillow Springs School District 108 (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$23,772 Land $2,444 Building $21,328$237,720 Land $24,440 Building $213,280
2023$5,467.00 (+9.69%)
2022$4,984.00 Homeowner's exemption$15,725 Land $2,125 Building $13,600$157,250 Land $21,250 Building $136,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 107 Cliff St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 107 Cliff St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJUSTICE-WILLOW SPRINGS WATER COMMISSION
serves 18,450 people · EPA ID IL0315820
Water SourcePurchased surface water from CHICAGO
Last State InspectionMar 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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