107 Clapp Rd, Chestertown, MD 21620 Property Records

Queen Anne's County property record for 107 Clapp Rd, Chestertown, MD 21620

Property Summary

Property TypeSingle Family Home
Details1 ba · 802 sqft · built 1945
Lot Size0.552 acres (24,035 sqft)
Owner2 Individual Names on File
Tax Bill$953 (2025)
Deeds & MortgagesMay 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN07-013957

Property Details

APN / Parcel Number

Primary APN07-013957
Alternative APNs
  • 7013957
  • 013957

Interior

Full Baths1 Bath
Stories1 Story
Building Area802 sqft Total Area
Utility Area374 sqft

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area24,035 sqft (0.552 acres)
Lot Dimensions100 ft deep x 240 ft wide
PorchPorch
Porch Area487 sqft
Deck Area83 sqft

Utilities, Heating & Cooling

Heating SystemSpace Heater
SewerConnected

Location & Zoning

Account Number013957
Street Address107 CLAPP RD
CityCHESTERTOWN
StateMD
Zip21620-1911
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNC-20
Legal DescriptionLOTS 17-18 CARL D HOFFMAN LANDS
Legal SubdivisionCARL O HOFFMAN LANDS
Legal Lot Number17,18
JurisdictionQUEEN ANNE'S MD
Township / Civil Division7, CRUMPTON
Census Block Group1
Census Block1005
Census Tract810100

Owner

107 Clapp Rd is owned and occupied by two individuals.

Source: Queen Anne's County records, as of September 21, 2026

Owner of Record2 Individual Names on File
Mailing Address107 CLAPP RD, CHESTERTOWN, MD 21620-1911
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionQUEEN ANNE'S MD
Property Address107 CLAPP RD, CHESTERTOWN, MD 21620-1911
Transaction TypeMortgage
Record UpdatedMay 22, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address107 CLAPP RD, CHESTERTOWN, MD 21620-1911

Mortgage

Document Number0043810192
DateMay 9, 2024
Book Page4381/192
Lender
NameSHOREHAM BANK
TypeBank
AddressWARWICK, RI 02886
Agreement
TypeClosed-End Mortgage
AmountAmount on Record
Term59 Months
DueApr 3, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 107 Clapp Rd was $953 with a homeowner's exemption.

Source: Queen Anne's County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyQueen Anne's County
Unified School DistrictQueen Annes County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$182,500$225,300 Land $145,000 Building $80,300
2025$953.00 Homeowner's exemption
2023$972.00 Homeowner's exemption$161,100 Land $88,900 Building $72,200$161,100 Land $88,900 Building $72,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 107 Clapp Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims12 (1999–2011)
Claims Outside the SFHA4 of 12
Most Recent ClaimOct 2011 · rainfall accumulation
Claims by Event
  • Hurricane Isabel, Sep 2003 · 5 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 107 Clapp Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 92% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Talkie Communications
Fiber
10,000 / 10,000

May also be available: BridgeMAXX Suncoast Broadband, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Clapp Rd

Nearby Streets

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