107 Circle Park Dr, Sebring, FL 33870 Property Records

Highlands County property record for 107 Circle Park Dr, Sebring, FL 33870

Property Summary

Property Type	Commercial
Details	8 ba · 7,247 sqft · built 1915
Lot Size	0.103 acres (4,470 sqft)
Owner	Company Name on Record
Last Sale	$400,000 (Sep 2023)
Tax Bill	$6,900 (2024)
Deeds & Mortgages	Jan 2026 Mortgage Sep 2023 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`S294907006200020`

Property Details

APN / Parcel Number

Primary APN	`S294907006200020`
Alternative APN	`S-29-34-29-070-0620-0020`

Interior

Full Baths	8 Baths
Total Rooms	5 Rooms
Stories	3 Stories
Building Area	7,247 sqft Gross Area
1st Floor Area	2,369 sqft
Upper Floors Area	4,314 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1953
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	4,470 sqft (0.103 acres)
Lot Dimensions	125 ft deep x 35 ft wide
View / Lot	Commercial
Garage Type	Attached
Garage Area	564 sqft
Parking Spaces	2 Parking Spaces
Canopy	71 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	107 CIRCLE PARK DR
City	SEBRING
State	FL
Zip	33870-3309
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	C1
Legal Description	TOWN OF SEBRING TRANS BK-PG 6 LOT 2 + A TRI TR IN NW COR OF LOT 3 BLK 62
Legal Range	29E
Legal Township	34S
Legal Section	29
Legal Subdivision	LIMETREE VILLAS
Legal Block	62
Legal Lot Number	2,3
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	1
Census Block	1018
Census Tract	961100

Owner

Source: Highlands County records, as of January 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	107 CIRCLE PARK DR, 1, SEBRING, FL 33870-3324
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage A&D MORTGAGE LLC
Sep 1, 2023	Warranty Deed, Transfer · Balloon Mortgage STEPHEN RAY SWAN ETUX
May 19, 2023	Deed of Trust, Mortgage · Construction Mortgage WAUCHULA STATE BANK
Nov 13, 2020	Loan Modification, Mortgage WAUCHULA ST BK
Nov 13, 2019	Loan Modification, Mortgage WAUCHULA ST BK
Nov 13, 2018	Loan Modification, Mortgage WAUCHULA ST BK
Nov 13, 2017	Loan Modification, Mortgage WAUCHULA ST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2023 · Amount on Record
Deed Sale	Sep 1, 2023 · Amount on Record
Prior Sale	Nov 21, 2002 · Amount on Record
Deed Document Number	20232167435
Deed Book / Page	2996 / 957
Prior Transfer Date	Mar 30, 2001
Prior Transfer Doc	0015600419
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	107 CIRCLE PARK DR, SEBRING, FL 33870-3309
Transaction Type	Mortgage
Record Updated	Feb 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2177 CRANDON AVE, WINTER PARK, FL 32789-3383

Mortgage

Document Number	0002295687
Date	Jan 20, 2026
Book Page	3168/965
Instrument	2295687

Lender

Name	A&D MORTGAGE LLC
Type	Mortgage Company
Address	FORT LAUDERDALE, FL 33309

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Sep 1, 2023
Property Address	107 CIRCLE PARK DR, SEBRING, FL 33870-3324
Document Number	0002167435
Book / Page	2996 / 957
Map Reference	MB 3 PG 1
Instrument Date	Aug 31, 2023
Instrument	2167435
Transaction Type	Transfer
Record Updated	Sep 19, 2023
Title Company	SOUTH RIDGE ABSTRACT & TTL C

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3822 THUNDERBIRD HILL CIR, SEBRING, FL 33872-1455

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 CIRCLE PARK DR UNIT 1, 1, SEBRING, FL 33870-3324

Mortgage

Document Number	0002167436
Date	Sep 1, 2023
Book Page	2996/959
Instrument	2167436

Lender

Name	STEPHEN RAY SWAN ETUX
Type	Private Party
Address	3822 THUNDERBIRD HILL CIR, SEBRING, FL 33872

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	27 Months
Due	Dec 25, 2025

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	107 CIRCLE PARK DR, SEBRING, FL 33870-3324
Transaction Type	Mortgage
Record Updated	Jun 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 W CENTER AVE 1, 1, SEBRING, FL 33870-3115

Mortgage

Document Number	0002151938
Date	May 19, 2023
Book Page	2976/467
Instrument	2151938

Lender

Name	WAUCHULA STATE BANK
Type	Bank
Address	WAUCHULA, FL 33873

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	7 Months
Due	Dec 16, 2023

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HIGHLANDS FL
Property Address	107 CIRCLE PARK DR, SEBRING, FL 33870-3324
Document Number	0002006769
Instrument Date	Nov 13, 2020
Transaction Type	Mortgage
Record Updated	Dec 3, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	111 W CENTER AVE #1 SEBRING FL 338703115, 1, SEBRING, FL 33870-3115

Mortgage

Document Number	0002006769
Date	Nov 16, 2020
Book Page	002784/000560
Instrument	2006769

Lender

Name	WAUCHULA ST BK
Type	Bank
Address	SEBRING, FL 33872

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Nov 15, 2021

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HIGHLANDS FL
Property Address	107 CIRCLE PARK DR, SEBRING, FL 33870-3324
Document Number	0001965617
Instrument Date	Nov 13, 2019
Transaction Type	Mortgage
Record Updated	Dec 11, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	111 W CENTER AVE #1 SEBRING FL 338703115, 1, SEBRING, FL 33870-3115

Mortgage

Document Number	0001965617
Date	Nov 27, 2019
Book Page	002725/001273
Instrument	1965617

Lender

Name	WAUCHULA ST BK
Type	Bank
Address	SEBRING, FL 33872

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Nov 26, 2020

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HIGHLANDS FL
Property Address	107 CIRCLE PARK DR, SEBRING, FL 33870-3324
Document Number	0001919507
Instrument Date	Nov 13, 2018
Transaction Type	Mortgage
Record Updated	Dec 6, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	111 W CENTER AVE #1 SEBRING FL 338703115, 1, SEBRING, FL 33870-3115

Mortgage

Document Number	0001919507
Date	Nov 26, 2018
Book Page	002666/000636
Instrument	1919507

Lender

Name	WAUCHULA ST BK
Type	Bank
Address	SEBRING, FL 33872

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Nov 25, 2019

November 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HIGHLANDS FL
Property Address	107 CIRCLE PARK DR, SEBRING, FL 33870-3324
Document Number	0001874218
Book / Page	002608 / 001912
Instrument Date	Nov 13, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	111 W CENTER AVE #1 SEBRING FL 338703115, 1, SEBRING, FL 33870-3115

Mortgage

Document Number	0001874218
Date	Nov 27, 2017
Book Page	002608/001912
Instrument	1874218

Lender

Name	WAUCHULA ST BK
Type	Bank
Address	SEBRING, FL 33872

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Nov 26, 2018

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Municipality	Sebring City
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$268,843 (-2.33%) Land $21,824 Building $247,019	$268,843 (-2.33%) Land $21,824 Building $247,019
2024	$6,900.00 (+6.38%)
2023	$6,486.00 (+17.71%)	$275,266 (+19.38%) Land $21,824 Building $253,442	$275,266 (+19.38%) Land $21,824 Building $253,442
2022	$5,510.00	$230,578 Land $21,824 Building $208,754	$230,578 Land $21,824 Building $208,754

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHEAST serves 2,828 people · EPA ID FL6531742
Water Source	Groundwater
Last State Inspection	May 2023
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	19 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Circle Park Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures