107 Circle M Rd, Searcy, AR 72143 Property Records

White County property record for 107 Circle M Rd, Searcy, AR 72143

Property Summary

Property Type	Single Family Home
Details	4 ba · 4,771 sqft · built 2002
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on Record
Last Sale	$420,000 (Dec 2019)
Tax Bill	$3,969 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-07265-001-B`

Property Details

APN / Parcel Number

Primary APN	`001-07265-001-B`
Alternative APN	`10731`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,771 sqft Living Area
1st Floor Area	3,512 sqft
Flooring	Hardwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Exterior Material	Brick Veneer
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	65,340 sqft (1.5 acres)
Garage Type	Mixed
Garage Area	1,479 sqft
Driveway	Driveway
Driveway Area	1,300 sqft

Exterior Amenities

Porch	Enclosed Porch
Porch Area	63 sqft
Deck Area	210 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	107 CIRCLE M RD
City	SEARCY
State	AR
Zip	72143-8468
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW SE BEING 208.84' X 266.6' X 249.45' X 263.48' & S 35' N 449.86' W 263.48' E 1588.23' NW SE
Jurisdiction	WHITE AR
Township / Civil Division	GUM SPRINGS
Census Block Group	3
Census Block	3009
Census Tract	70902

Owner

Source: White County records, as of October 23, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	107 CIRCLE M RD, SEARCY, AR 72143-8468
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY BANK
Dec 18, 2019	Warranty Deed, Transfer · Conventional Mortgage CENTENNIAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2019 · Amount on Record
Deed Sale	Dec 18, 2019 · Amount on Record
Prior Sale	May 7, 2009 · Amount on Record
Deed Document Number	201917616*
Deed Book / Page	2019 / 17616*
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE AR
Property Address	107 CIRCLE M RD, SEARCY, AR 72143-8468
Transaction Type	Mortgage
Record Updated	Oct 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG2021/17802
Date	Jun 4, 2021
Book Page	MTG 2021/17802

Lender

Name	FIRST COMMUNITY BANK
Type	Bank
Address	BATESVILLE, AR 72501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE AR
Recording Date	Dec 18, 2019
Property Address	107 CIRCLE M RD, SEARCY, AR 72143-8468
Document Number	DEED2019/17616
Book / Page	DEED 2019 / 17616
Instrument Date	Dec 13, 2019
Transaction Type	Transfer
Record Updated	Oct 24, 2025
Title Company	WHITE COUNTY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,386.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	107 CIRCLE M RD, SEARCY, AR 72143-8468

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	107 CIRCLE M RD, SEARCY, AR 72143-8468

Mortgage

Document Number	MTG201925612
Date	Dec 18, 2019
Instrument	MTG 2019/25612

Lender

Name	CENTENNIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Jan 1, 2025
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	7.75%
Index	1-Year LIBOR
Margin	4
Max Rate	11.7%

Tax Assessment & Valuation

Source: White County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	White County
Unified School District	Searcy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,969.00 (+12.21%) Homeowner's exemption	$99,730 (+1.45%) Land $5,050 Building $94,680
2023	$3,537.00 Homeowner's exemption	$98,300 Land $5,050 Building $93,250	$498,650 Land $25,250 Building $473,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 79% of Arkansas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SW WHITE COUNTY WATER ASSN serves 12,173 people · EPA ID AR0000185
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Connect2First Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
G5 Internet Fixed Wireless	100 / 50

May also be available: AT&T, Longview Cable Television Company.

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