Essex County and Andover Town property record for 107 Chestnut St, Andover, MA 01810
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 988 sqft · built 1937 |
| Lot Size | 0.275 acres (11,992 sqft) |
| Owner | Individual Name on File |
| Last Sale | $140,000 (Feb 1996) |
| Tax Bill | $9,436 (2025) |
| Deeds & Mortgages | Jun 2021 Refinance Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | ANDO M:00022 B:00131 L:00000 |
| Primary APN | ANDO M:00022 B:00131 L:00000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 988 sqft Living Area |
| Gross Area | 3,084 sqft |
| Basement Area | 988 sqft |
| Unfinished Basement | 988 sqft |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1937 |
| Architectural Style | Bungalow |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,992 sqft (0.275 acres) |
| Garage Type | Detached |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Street Address | 107 CHESTNUT ST |
|---|---|
| City | ANDOVER |
| State | MA |
| Zip | 01810-1801 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SRA |
| Legal Block | 131 |
| Jurisdiction | ANDOVER MA |
| Township / Civil Division | ANDOVER |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 254200 |
107 Chestnut St is owned and occupied by an individual who bought it in February 1996.
Source: Essex County and Andover Town records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 107 CHESTNUT ST, ANDOVER, MA 01810-1801 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 18, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance RIVER WORKS CREDIT UNION |
| Apr 24, 2018 | Deed of Trust, Mortgage · Conventional Mortgage LOWELL CMNTY LOAN FND |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 7, 1996 · Amount on File |
| Deed Sale | Feb 7, 1996 · Amount on File |
| Deed Book / Page | 4433 / 332 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 107 CHESTNUT ST, ANDOVER, MA 01810-1801 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0016985-47 |
|---|---|
| Date | Jun 18, 2021 |
| Book Page | 16985/47 |
| Instrument | 20175 |
| Name | RIVER WORKS CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 107 CHESTNUT ST, ANDOVER, MA 01810-1801 |
| Document Number | 15463-287 |
| Instrument Date | Apr 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2018 |
| Name | Verified Name |
|---|---|
| Address | 107 CHESTNUT ST ANDOVER MA 018101801, ANDOVER, MA 01810-1801 |
| Document Number | 15463-287 |
|---|---|
| Date | Apr 30, 2018 |
| Book Page | 015463/000287 |
| Instrument | 9730 |
| Name | LOWELL CMNTY LOAN FND |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 107 Chestnut St was $9,436, up 5.9% from the year before.
Source: Essex County and Andover Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Andover Town |
| Unified School District | Andover School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,436.00 (+5.86%) | $755,500 (+9.16%) Land $528,400 Building $227,100 | $589,190 |
| 2024 | $8,914.00 (+4.75%) | $692,100 (+11.09%) Land $484,100 Building $208,000 | |
| 2023 | $8,510.00 | $623,000 Land $436,000 Building $187,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 107 Chestnut St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 107 Chestnut St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ANDOVER WATER DEPT serves 36,569 people · EPA ID MA3009000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
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