Lauderdale County property record for 107 Chestnut Oak Dr, Florence, AL 35633
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,352 sqft · built 2022 |
| Lot Size | 0.269 acres (11,761 sqft) |
| Owner | Individual Name on File |
| Last Sale | $470,000 (Sep 2025) |
| Tax Bill | $2,164 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Apr 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-08-28-2-001-036-114 |
| Primary APN | 15-08-28-2-001-036-114 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 2,352 sqft Living Area |
| 2nd Floor Area | 1,478 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 11,761 sqft (0.269 acres) |
| Lot Dimensions | 140 ft deep x 76 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 101301 |
|---|---|
| Street Address | 107 CHESTNUT OAK DR |
| City | FLORENCE |
| State | AL |
| Zip | 35633-1716 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 76.62 X 140.63 IRR .27 AC/D RYANS PLACE PHASE II LOT 7 SEC 28 T2S R11W PB 7 PG 329 |
| Legal Range | 11W |
| Legal Township | 02S |
| Legal Section | 28 |
| Legal Subdivision | RYAN'S PLACE PHASE II |
| Legal Phase | 2 |
| Legal Lot Number | 7 |
| Jurisdiction | LAUDERDALE AL |
| Township / Civil Division | FLORENCE |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 11101 |
107 Chestnut Oak Dr is owned and occupied by an individual who bought it in September 2025.
Source: Lauderdale County records, as of November 21, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 107 CHESTNUT OAK DR, FLORENCE, AL 35633-1716 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 5, 2025 | Survivorship Deed, Transfer · Conventional Mortgage JP MORGAN CHASE BANK |
| Apr 13, 2022 | Deed of Trust, Mortgage · Commercial Mortgage PEOPLES BANK |
| Nov 14, 2022 | Survivorship Deed, Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 5, 2025 · Amount on File |
| Deed Sale | Sep 5, 2025 · Amount on File |
| Prior Sale | Nov 14, 2022 · Amount on File |
| Deed Document Number | 0202542136 |
| Deed Book / Page | 2025 / 42136 |
| Record Updated | Jun 8, 2026 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Recording Date | Sep 5, 2025 |
| Property Address | 107 CHESTNUT OAK DR, FLORENCE, AL 35633-1716 |
| Document Number | 2025/42136 |
| Book / Page | 2025 / 42136 |
| Map Reference | MB 7 PG 329 |
| Instrument Date | Sep 5, 2025 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 227821 WINGED FOOT LN, ATHENS, AL 35613 |
| Name | Verified Name |
|---|---|
| Address | 107 CHESTNUT OAK DR, FLORENCE, AL 35633-1716 |
| Document Number | 0202542160 |
|---|---|
| Date | Sep 5, 2025 |
| Instrument | 2025/42160 |
| Name | JP MORGAN CHASE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Property Address | 107 CHESTNUT OAK DR, FLORENCE, AL 35633-1716 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2022/20618 |
|---|---|
| Date | Apr 13, 2022 |
| Book Page | 2022/20618 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Apr 13, 2023 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Recording Date | Nov 14, 2022 |
| Property Address | 107 CHESTNUT OAK DR, FLORENCE, AL 35633-1716 |
| Document Number | 2022/59917 |
| Book / Page | 2022 / 59917 |
| Map Reference | MB 7 PG 329 |
| Instrument Date | Nov 10, 2022 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4210 CHISHOLM RD, 4210, FLORENCE, AL 35630-7346 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 107 CHESTNUT OAK DR, FLORENCE, AL 35633-1716 |
| Document Number | 0202259919 |
|---|---|
| Date | Nov 14, 2022 |
| Instrument | 2022/59919 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 107 Chestnut Oak Dr was $2,164 with exemptions applied, up 2.7% from the year before.
Source: Lauderdale County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Lauderdale County |
| Municipality | Florence City |
| Unified School District | Florence City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,164.00 (+2.71%) Homeowner's exemption Senior Citizen's exemption | $51,680 (+2.7%) | $516,860 (+2.74%) Land $67,800 Building $449,060 |
| 2024 | $2,107.00 (+611.82%) Homeowner's exemption Senior Citizen's exemption | $50,320 (+730.36%) Land $6,600 Building $43,720 | $503,080 (+1,560.33%) Land $65,900 Building $437,180 |
| 2023 | $296.00 (+10.04%) | $6,060 (+10.18%) Land $6,060 | $30,300 (-56.47%) Land $30,300 |
| 2022 | $269.00 | $5,500 | $69,600 Land $69,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 107 Chestnut Oak Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 1, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 107 Chestnut Oak Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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