107 Chester St, Chicopee, MA 01013 Property Records

Hampden County and Chicopee City property record for 107 Chester St, Chicopee, MA 01013

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,040 sqft · built 1982
Lot Size	0.317 acres (13,807 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Aug 2018)
Tax Bill	$4,333 (2026)
Deeds & Mortgages	Sep 2024 Refinance Aug 2018 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`194-00053`

Property Details

APN / Parcel Number

Primary APN	`194-00053`
Alternative APN	`CHIC M:0194 P:00053`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
Gross Area	2,852 sqft
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,807 sqft (0.317 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	194-00053
Street Address	107 CHESTER ST
City	CHICOPEE
State	MA
Zip	01013-1307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	5
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	3
Census Block	3020
Census Tract	811102

Owner

107 Chester St is owned and occupied by an individual who bought it in August 2018.

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	107 CHESTER ST, CHICOPEE, MA 01013-1307
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance ALDEN CREDIT UNION
Aug 2, 2018	Quit Claim Deed, Transfer · FHA Mortgage NEW PENN FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2018 · Amount on File
Deed Sale	Aug 2, 2018 · Amount on File
Prior Sale	Jun 25, 2008 · Amount on File
Deed Book / Page	22298 / 50
Transfer Doc	0022298-50
Record Updated	Oct 29, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	107 CHESTER ST, CHICOPEE, MA 01013-1307
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025559-288
Date	Sep 4, 2024
Book Page	25559/288
Instrument	40655

Lender

Name	ALDEN CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	61 Months
Due	Oct 1, 2029

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Aug 2, 2018
Property Address	107 CHESTER ST, CHICOPEE, MA 01013-1307
Document Number	22298-50
Book / Page	22298 / 50
Instrument	45657
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$29.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 CHESTER ST, CHICOPEE, MA 01013-1307

Mortgage

Document Number	222980053
Date	Aug 2, 2018
Instrument	22298/0053

Lender

Name	NEW PENN FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 2, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 107 Chester St was $4,333, up 7.1% from the year before.

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,333.00 (+7.12%)	$284,300 (+6.56%) Land $112,500 Building $171,800	$310,704 (+5.37%)
2025	$4,045.00 (+5.45%)	$266,800 (+2.65%) Land $102,600 Building $164,200	$294,880
2024	$3,836.00 (+7.93%)	$259,900 (+10.78%) Land $100,600 Building $159,300
2023	$3,554.00	$234,600 Land $91,500 Building $143,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 107 Chester St in Zone X, where a levee reduces flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 107 Chester St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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