Oconee County property record for 107 Cheryl St, Seneca, SC 29678
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 5 bd · 4.5 ba · 2,912 sqft · built 1942 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Company Name on File |
| Last Sale | $200,000 (Jun 2024) |
| Tax Bill | $1,715 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Jun 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 520-28-02-002 |
| Primary APN | 520-28-02-002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 3 Half Baths |
| Building Area | 2,912 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Multi-Family |
| Exterior Material | Concrete Block |
| Lot Area | 6,098 sqft (0.14 acres) |
| Heating System | Floor/Wall Furnace |
|---|
| Account Number | 1079958 |
|---|---|
| Street Address | 107 CHERYL ST |
| City | SENECA |
| State | SC |
| Zip | 29678-3154 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | LOT B (0.14 AC) |
| Legal Lot Number | B |
| Jurisdiction | OCONEE SC |
| Township / Civil Division | SENECA |
| Census Block Group | 2 |
| Census Block | 2046 |
| Census Tract | 30601 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Seneca Historic District (Boundary Increase) listed 1987 · 1 contributing resources · NRIS 87000643 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
107 Cheryl St, a residential property, is owned by a company that bought it in June 2024.
Source: Oconee County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 519 COLLEGE AVE, 1377, CLEMSON, SC 29633-2150 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| May 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage POINT LENDING |
| Jun 3, 2024 | Deed, Transfer WENDY LAST ETAL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 3, 2024 · Amount on File |
| Deed Sale | Jun 3, 2024 · Amount on File |
| Deed Document Number | 202414684 |
| Deed Book / Page | 3082 / 57 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCONEE SC |
| Recording Date | May 14, 2026 |
| Property Address | 107 CHERYL ST, SENECA, SC 29678-3154 |
| Document Number | 4849000022 |
| Book / Page | 4849 / 22 |
| Instrument Date | Apr 6, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 570 YELLOW PINE DR, SENECA, SC 29678-5031 |
| Document Number | 4849000022, |
|---|---|
| Date | May 14, 2026 |
| Book Page | 4849/22 |
| Name | POINT LENDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCONEE SC |
| Recording Date | Jun 3, 2024 |
| Property Address | 107 CHERYL ST, SENECA, SC 29678-3154 |
| Document Number | 0000014684 |
| Book / Page | 3082 / 57 |
| Map Reference | MB B925 PG 10 |
| Instrument Date | May 31, 2024 |
| Instrument | 14684 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2025 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $520.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 519 COLLEGE AVE UNIT 1377, 1377, CLEMSON, SC 29633-2150 |
| Document Number | 0000456686 |
|---|---|
| Date | Jun 3, 2024 |
| Instrument | 4566/86 |
| Name | WENDY LAST ETAL |
|---|---|
| Type | Private Party |
| Amount | Amount on Record |
|---|---|
| Term | 359 Months |
| Due | May 1, 2054 |
The 2025 property tax bill for 107 Cheryl St was $1,715.
Source: Oconee County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Oconee County |
| Municipality | Seneca City |
| Unified School District | Oconee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,715.00 | $4,057 Land $280 Building $3,777 | $101,420 Land $7,000 Building $94,420 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 107 Cheryl St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 107 Cheryl St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 98.4% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SENECA serves 39,772 people · EPA ID SC3710002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Vyve Broadband Cable | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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