107 Charles St, Carmichaels, PA 15320 Property Records

Greene County property record for 107 Charles St, Carmichaels, PA 15320

Property Summary

Property Type	Single Family Home
Lot Size	0.417 acres (18,208 sqft)
Owner	Individual Name on Record
Last Sale	$219,900 (Sep 2020)
Tax Bill	$3,423 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Feb 2024 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05-072204`

Property Details

APN / Parcel Number

Primary APN	`05-072204`
Alternative APN	`05/36/118`

Exterior

Lot Area	18,208 sqft (0.417 acres)

Location & Zoning

Account Number	05-072204
Street Address	107 CHARLES ST
City	CARMICHAELS
State	PA
Zip	15320-9708
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREEN HILLS TERRACE NO 2
Legal Subdivision	RED FOX RANCH SUB
Jurisdiction	GREENE PA
Township / Civil Division	CUMBERLAND
Census Block Group	2
Census Block	2023
Census Tract	970102

Owner

Source: Greene County records, as of February 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 2026, FLINT, MI 48501-2026
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2026	Deed of Trust, Mortgage · VA Mortgage LEND-A-LOAN LLC
Feb 28, 2024	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jul 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST FED SAVINGS & LOAN ASSN OF LORAIN
Jul 24, 2017	Deed of Trust, Mortgage FIRST FED SAVINGS & LOAN ASSN OF LORAIN
Sep 28, 2020	Special Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2020 · Amount on Record
Deed Sale	Sep 28, 2020 · Amount on Record
Prior Sale	May 5, 2011 · Amount on Record
Deed Document Number	202000004374
Deed Book / Page	539 / 2834
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE PA
Property Address	107 CHARLES ST, CARMICHAELS, PA 15320-9708
Transaction Type	Mortgage
Record Updated	Feb 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 CHARLES ST, CARMICHAELS, PA 15320-9708

Mortgage

Document Number	00590/4049
Date	Feb 3, 2026
Book Page	590/4049
Instrument	2026-462

Lender

Name	LEND-A-LOAN LLC
Type	Mortgage Company
Address	340 E BIG BEAVER RD STE 400, TROY, MI 48083

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE PA
Property Address	107 CHARLES ST, CARMICHAELS, PA 15320-9708
Transaction Type	Mortgage
Record Updated	Mar 27, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 CHARLES ST, CARMICHAELS, PA 15320-9708

Mortgage

Document Number	00573/3266
Date	Feb 28, 2024
Book Page	573/3266
Instrument	873

Lender

Name	PNC BANK NA
Type	Bank
Address	222 DELAWARE AVE, WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Mar 1, 2064

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE PA
Property Address	107 CHARLES ST, CARMICHAELS, PA 15320-9708
Transaction Type	Mortgage
Record Updated	Mar 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00504/0538
Date	Jul 24, 2017
Book Page	504/0538
Instrument	201700004972

Lender

Name	FIRST FED SAVINGS & LOAN ASSN OF LORAIN
Type	Bank
Address	WAYNESBURG, PA 15370

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE PA
Property Address	107 CHARLES ST, CARMICHAELS, PA 15320-9708
Transaction Type	Mortgage
Record Updated	Mar 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00504/0543
Date	Jul 24, 2017
Book Page	504/0543
Instrument	201700004973

Lender

Name	FIRST FED SAVINGS & LOAN ASSN OF LORAIN
Type	Bank
Address	WAYNESBURG, PA 15370

Agreement

Amount	Amount Recorded

September 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GREENE PA
Recording Date	Sep 28, 2020
Property Address	107 CHARLES ST, CARMICHAELS, PA 15320-9708
Document Number	00539/2834
Book / Page	539 / 2834
Map Reference	VOL 2 PG 47
Instrument Date	Sep 21, 2020
Instrument	202000004374
Transaction Type	Transfer
Record Updated	Mar 28, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,199.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 1 2 SOUTH RICHILL STREET, WAYNESBURG, PA 15370

Mortgage

Document Number	202000004375
Date	Sep 28, 2020
Instrument	202000004375

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Greene County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Greene County
County Subdivision	Cumberland Township
Unified School District	Carmichaels Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,423.00	$90,090 (-) Land $12,450 Building $77,640	$90,090 (-) Land $12,450 Building $77,640
2023	$3,423.00	$90,090 Land $12,450 Building $77,640
2004			$90,090 Land $12,450 Building $77,640

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Breezeline Cable	1,000 / 50

May also be available: Verizon.

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