Richland County property record for 107 Charing Cross Rd, Irmo, SC 29063
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,659 sqft · built 1979 |
| Lot Size | 0.337 acres (14,700 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $2,381 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Oct 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04006-02-20 |
| Primary APN | 04006-02-20 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,659 sqft Heated Area |
| Gross Area | 2,488 sqft |
| 1st Floor Area | 1,659 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Raised Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,700 sqft (0.337 acres) |
| Lot Dimensions | 140 ft deep x 105 ft wide |
| Garage Area | 580 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 24 sqft |
| Patio Area | 225 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00049539 |
|---|---|
| Street Address | 107 CHARING CROSS RD |
| City | IRMO |
| State | SC |
| Zip | 29063-2329 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 29 BLOCK E 105X140X104.9X140 #SU FRIARSGATE #PR X-1775&1775A; 53-7004 |
| Legal Subdivision | OLD FRIARSGATE |
| Legal Block | E |
| Legal Lot Number | 29 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | DUTCH FORK |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 10305 |
Source: Richland County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Apr 18, 2024 | Deed of Trust, Mortgage · Line of Credit AMERIS BANK |
| Oct 31, 2023 | Deed, Transfer |
| Dec 15, 2020 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 18, 2024 |
| Deed Sale | Apr 18, 2024 |
| Prior Sale | Oct 31, 2023 · Amount on Record |
| Deed Document Number | 202416717 |
| Deed Book / Page | 2916 / 1632 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 107 CHARING CROSS RD, IRMO, SC 29063-2329 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2024 |
| Name | Verified Name |
|---|---|
| Address | 12 PINTAIL LN, LEVITTOWN, NY 11756-2004 |
| Document Number | 0029161636 |
|---|---|
| Date | Apr 18, 2024 |
| Book Page | 2916/1636 |
| Instrument | 2024016718 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | 1850 PARKWAY PL SE STE 400, MARIETTA, GA 30067 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Oct 31, 2023 |
| Property Address | 107 CHARING CROSS RD, IRMO, SC 29063-2329 |
| Document Number | 0028760033 |
| Book / Page | 2876 / 33 |
| Map Reference | MB X PG 1775&1775A |
| Instrument Date | Oct 25, 2023 |
| Instrument | 2023047027 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $371.80 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 307 DEVONSHIRE LN, COLUMBIA, SC 29212-8358 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 107 CHARING CROSS RD, IRMO, SC 29063-2329 |
| Document Number | 2567/3911 |
| Instrument Date | Dec 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 107 CHARING CROSS RD IRMO SC 290632329, IRMO, SC 29063-2329 |
| Document Number | 2567/3911 |
|---|---|
| Date | Dec 22, 2020 |
| Book Page | 002567/003911 |
| Instrument | 73019 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 21, 2050 |
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Irmo Town |
| Unified School District | Lexington School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,381.00 | $288,500 (+5,960.92%) Land $28,000 Building $260,500 | $288,500 (+142.44%) Land $28,000 Building $260,500 |
| 2023 | $4,760 (-) | $119,000 (-5.48%) | |
| 2022 | $1,516.00 (+96.63%) | ||
| 2021 | $771.00 | $4,760 | $125,900 Land $22,400 Building $103,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CarolinaConnect Cooperative Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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