107 Central Ave, Villisca, IA 50864 Property Records

Montgomery County property record for 107 Central Ave, Villisca, IA 50864

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,096 sqft · built 1991
Lot Size	0.142 acres (6,192 sqft)
Owner	Individual Name on Record
Last Sale	$108,000 (May 2019)
Tax Bill	$1,682 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`641222303011000`

Property Details

APN / Parcel Number

Primary APN	`641222303011000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,096 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,192 sqft (0.142 acres)
Lot Dimensions	86 ft deep x 72 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	196 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Street Address	107 CENTRAL AVE
City	VILLISCA
State	IA
Zip	50864-1033
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTSIDE ADD N 6.5' LT 38 & LT 23 (EX N 86')
Legal Subdivision	WESTSIDE ADD
Legal Lot Number	23,38
Jurisdiction	MONTGOMERY IA
Township / Civil Division	EAST
Census Block Group	3
Census Block	3083
Census Tract	960400

Owner

Source: Montgomery County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	107 CENTRAL AVE, VILLISCA, IA 50864-1033
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
May 30, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2019 · Amount on Record
Deed Sale	May 30, 2019 · Amount on Record
Deed Document Number	2019780
Deed Book / Page	2019 / 780
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY IA
Property Address	107 CENTRAL AVE, VILLISCA, IA 50864-1033
Transaction Type	Mortgage
Record Updated	Jun 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002023/543
Date	Apr 19, 2023
Book Page	2023/543
Instrument	2023 0543

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 20, 2053

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY IA
Recording Date	May 30, 2019
Property Address	107 CENTRAL AVE, VILLISCA, IA 50864-1033
Document Number	2019/780
Book / Page	2019 / 780
Instrument Date	May 24, 2019
Instrument	780
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 CENTRAL AVE, VILLISCA, IA 50864-1033

Mortgage

Document Number	002019/781
Date	May 30, 2019
Book Page	2019/781
Instrument	781

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 2, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Montgomery County
Municipality	Villisca City
Unified School District	Villisca Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,682.00 (-3%) Homeowner's exemption	$91,740 (+4.67%) Land $9,500 Building $82,240	$91,740 (+4.67%) Land $9,500 Building $82,240
2024	$1,734.00 (+15.29%)
2023		$87,650 Land $6,340 Building $81,310	$87,650 Land $6,340 Building $81,310
2022	$1,504.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 1, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 40% of Iowa
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLISCA MUNICIPAL WATER DEPT serves 1,132 people · EPA ID IA6985051
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FMTC of Stanton Iowa Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

Cell Coverage

4G LTE only, no 5G reported

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