Berks County property record for 107 Cecil Ave, Reading, PA 19609
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,340 sqft · built 1987 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Last Sale | $280,000 (Aug 2018) |
| Tax Bill | $3,034 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage Aug 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4386-12-87-1195 |
| Primary APN | 4386-12-87-1195 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,340 sqft Living Area |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Lot Area | 6,534 sqft (0.15 acres) |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 80910315 |
|---|---|
| Street Address | 107 CECIL AVE |
| City | READING |
| State | PA |
| Zip | 19609-1509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | DOROTHY E FRITZ |
| Legal Block | 87 |
| Legal Lot Number | 1 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | SPRING |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 11000 |
107 Cecil Ave is owned and occupied by an individual who bought it in August 2018.
Source: Berks County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 107 CECIL AVE, READING, PA 19609-1509 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Aug 3, 2018 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Oct 23, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 3, 2018 · Amount on File |
| Deed Sale | Aug 3, 2018 · Amount on File |
| Prior Sale | May 4, 2015 · Amount on File |
| Deed Document Number | 201826212 |
| Prior Transfer Date | Oct 13, 2017 |
| Prior Transfer Doc | 0000039387 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 107 CECIL AVE, READING, PA 19609-1509 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2023 |
| Title Company | REA ABSTRACT, REGAL ABSTRACT |
| Name | Verified Name |
|---|
| Document Number | 0000018977 |
|---|---|
| Date | Apr 15, 2021 |
| Instrument | 2021018977 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.37% |
| Type Change Date | May 1, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.37% |
| Index | Other |
| Max Rate | 7.37% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Aug 3, 2018 |
| Property Address | 107 CECIL AVE, READING, PA 19609-1509 |
| Document Number | 0000026212 |
| Map Reference | MB 147 PG 10 |
| Instrument Date | Jul 23, 2018 |
| Instrument | 2018026212 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Title Company | SIGNATURE ABSTRACT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 107 CECIL AVE, READING, PA 19609-1509 |
| Document Number | 0000026213 |
|---|---|
| Date | Aug 3, 2018 |
| Instrument | 2018026213 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2048 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Oct 23, 2017 |
| Property Address | 107 CECIL AVE, READING, PA 19609-1509 |
| Document Number | 0000039387 |
| Instrument Date | Oct 13, 2017 |
| Instrument | 2017039387 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 107 CECIL AVE, WEST LAWN, PA 19609-1509 |
| Document Number | 0000039388 |
|---|---|
| Date | Oct 23, 2017 |
| Instrument | 2017039388 |
| Name | HOME POINT FINANCIAL CORP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 107 Cecil Ave was $3,034 with a homeowner's exemption.
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| County Subdivision | Spring Township |
| Unified School District | Wilson School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,034.00 Homeowner's exemption | $172,600 Land $30,400 Building $142,200 | $30,400 Land $30,400 |
| 2024 | $2,708.00 (-61.51%) | $172,600 (-) Land $30,400 Building $142,200 | |
| 2023 | $7,036.00 Homeowner's exemption | $172,600 Land $30,400 Building $142,200 | |
| 1994 | $172,600 Land $30,400 Building $142,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 107 Cecil Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (2006–2018) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Aug 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 107 Cecil Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAW PENN DISTRICT private · serves 28,508 people · EPA ID PA3060069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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