107 Carriage Ln, Florence, MS 39073 Property Records

Rankin County property record for 107 Carriage Ln, Florence, MS 39073

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,149 sqft · built 2008
Lot Size	0.307 acres (13,394 sqft)
Owner	2 Individual Names on File
Last Sale	$345,797 (Jul 2025)
Tax Bill	$2,006 (2025)
Deeds & Mortgages	Jun 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`F04E000003 00820`

Property Details

APN / Parcel Number

Primary APN	`F04E000003 00820`
Alternative APN	`75532`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,149 sqft Adjusted Area
1st Floor Area	1,662 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Shingle
Lot Area	13,394 sqft (0.307 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	75532
Street Address	107 CARRIAGE LN
City	FLORENCE
State	MS
Zip	39073-6022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 82 ROXBURY PHASE 2
Legal Range	02E
Legal Township	04N
Legal Section	33
Legal Subdivision	ROXBURY
Legal Phase	2
Legal Lot Number	82
Jurisdiction	RANKIN MS
Township / Civil Division	1
Census Block Group	1
Census Block	1009
Census Tract	21004

Owner

107 Carriage Ln is owned and occupied by two individuals who bought it in July 2025.

Source: Rankin County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	107 CARRIAGE LN, FLORENCE, MS 39073-6022
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2025 · Amount on File
Deed Sale	Jul 31, 2025 · Amount on File
Prior Sale	Jun 6, 2022 · Amount on File
Deed Book / Page	2025 / 16582
Record Updated	Sep 20, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANKIN MS
Recording Date	Jun 6, 2022
Property Address	107 CARRIAGE LN, FLORENCE, MS 39073-6022
Document Number	0000013540
Book / Page	2022 / 13540
Instrument Date	May 20, 2022
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0302260282
Date	Jun 6, 2022
Instrument	3022/60282

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 107 Carriage Ln was $2,006 with a homeowner's exemption.

Source: Rankin County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Rankin County
Municipality	Florence City
Unified School District	Rankin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,006.00 Homeowner's exemption	$17,663
2024	$2,006.00		$176,630 Land $35,000 Building $141,630
2023		$17,426
2021			$174,260 Land $35,000 Building $139,260
2019	$1,015.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 107 Carriage Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Aug 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 107 Carriage Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 83% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FLORENCE serves 5,824 people · EPA ID MS0610009
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2024 Haloacetic acids not recorded as resolved · Apr 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20