Wake County property record for 107 Cape Cod Dr, Cary, NC 27511 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,456 sqft · built 1989 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Individual Name on File |
| Last Sale | $119,000 (Apr 1997) |
| Tax Bill | $1,852 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Mar 2022 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0753.16-93-4826-000 |
| Primary APN | 0753.16-93-4826-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,456 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Lot Area | 5,227 sqft (0.12 acres) |
| Deck Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 0157106 |
|---|---|
| Street Address | 107 CAPE COD DR |
| City | CARY |
| State | NC |
| Zip | 27511-4371 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RECOMB LT 7022 BEACON COVD BM1987-942 |
| Legal Subdivision | BEACON COVE |
| Legal Lot Number | 7022 |
| Jurisdiction | WAKE NC |
| Township / Civil Division | CARY |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 53518 |
Source: Wake County records · APN 0753.16-93-4826-000
Assessment roll updated September 9, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 107 CAPE COD DR, CARY, NC 27511-4371 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 05, 2026 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
| Mar 04, 2022 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Mar 12, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| May 27, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Aug 15, 2019 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Aug 17, 2018 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Sep 27, 2017 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Jan 27, 2017 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 25, 1997 · Amount on Record |
| Deed Sale | Apr 25, 1997 · Amount on Record |
| Deed Book / Page | 7432 / 221 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | Jun 05, 2026 |
| Property Address | 107 CAPE COD DR, CARY, NC 27511-4371 |
| Document Number | 0000062535 |
| Book / Page | 20249 / 1737 |
| Instrument Date | May 08, 2026 |
| Instrument | 202662535 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Address | 107 CAPE COD DR, CARY, NC 27511-4371 |
| Document Number | 0000062535, |
|---|---|
| Date | Jun 05, 2026 |
| Book Page | 20249/1737 |
| Instrument | 202662535 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 310 Months |
| Due | Apr 01, 2052 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 107 CAPE COD DR, CARY, NC 27511-4371 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSINGS SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 18942/2581 |
|---|---|
| Date | Mar 04, 2022 |
| Book Page | 18942/2581 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 107 CAPE COD DR, CARY, NC 27511-4371 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 183931385 |
|---|---|
| Date | Mar 12, 2021 |
| Book Page | 18393/1385 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 107 CAPE COD DR, CARY, NC 27511-4371 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 178852196 |
|---|---|
| Date | May 27, 2020 |
| Book Page | 17885/2196 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 107 CAPE COD DR, CARY, NC 27511-4371 |
| Document Number | 175470466 |
| Instrument Date | Aug 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2019 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 107 CAPE COD DR CARY NC 275114371, CARY, NC 27511-4371 |
| Document Number | 175470466 |
|---|---|
| Date | Aug 20, 2019 |
| Book Page | 017547/000466 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 19, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 107 CAPE COD DR, CARY, NC 27511-4371 |
| Document Number | 172201260 |
| Instrument Date | Aug 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2018 |
| Name | Verified Name |
|---|---|
| Address | 107 CAPE COD DR CARY NC 275114371, CARY, NC 27511-4371 |
| Document Number | 172201260 |
|---|---|
| Date | Aug 21, 2018 |
| Book Page | 017220/001260 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 20, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 107 CAPE COD DR, CARY, NC 27511-4371 |
| Document Number | 169261841 |
| Instrument Date | Sep 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 107 CAPE COD DR CARY NC 275114371, CARY, NC 27511-4371 |
| Document Number | 169261841 |
|---|---|
| Date | Sep 29, 2017 |
| Book Page | 016926/001841 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 28, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 107 CAPE COD DR, CARY, NC 27511-4371 |
| Document Number | 166810033 |
| Instrument Date | Jan 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2019 |
| Title Company | AMERICAN HOME TITLE |
| Name | Verified Name |
|---|---|
| Address | 107 CAPE COD DR CARY NC 275114371, CARY, NC 27511-4371 |
| Document Number | 166810033 |
|---|---|
| Date | Jan 30, 2017 |
| Book Page | 016681/000033 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 29, 2037 |
Source: Wake County records · Assessment roll updated September 9, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Cary Town |
| County | Wake County |
| Unified School District | Wake County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,852.00 (+32.76%) | $427,599 (+55.71%) Land $222,000 Building $205,599 | $427,599 (+55.71%) Land $222,000 Building $205,599 |
| 2023 | $1,395.00 | $274,618 Land $132,000 Building $142,618 | $274,618 Land $132,000 Building $142,618 |
Source: FEMA National Flood Hazard Layer, Wake County (37183C), updated September 7, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371830535183, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 18 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 18 in force 17 of 18 on primary residences |
| Nearby Flood Claims | 20 (1996–2023) |
| Claims Outside the SFHA | 8 of 20 |
| Most Recent Claim | Apr 2023, rainfall accumulation |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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