107 Bradley Dr, Springfield, GA 31329 Property Records

Effingham County property record for 107 Bradley Dr, Springfield, GA 31329

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,806 sqft · built 2020
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$199,990 (Jun 2020)
Tax Bill	$3,025 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0418F-438-000`

Property Details

APN / Parcel Number

Primary APN	`0418F-438-000`
Alternative APNs	`00760046000` `00930040000` `0418F438` `0389D046` `30273` `32073`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,806 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2021
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Garage Area	441 sqft
Porch	Slab
Deck Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	30273
Street Address	109 COTTON BLUFF CT
City	GUYTON
State	GA
Zip	31312-7540
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	.185 AC LOT 438 (OUT 419-2 ) PHS 4C-1
Legal Subdivision	PARK WEST
Legal Phase	4C
Legal Lot Number	438
Jurisdiction	EFFINGHAM GA
Township / Civil Division	GUYTON-SPRINGFIELD
Census Block Group	2
Census Block	2020
Census Tract	30209

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 COTTON BLUFF CT, GUYTON, GA 31312-7540
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2025	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE
Dec 21, 2023	Deed of Trust, Mortgage · VA Mortgage PINNACLE BANK
Dec 14, 2023	Warranty Deed, Transfer · VA Mortgage VANDERBILT MORTGAGE
Jun 26, 2020	Limited Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2020 · Amount on Record
Deed Sale	Jun 26, 2020 · Amount on Record
Deed Document Number	20201742
Deed Book / Page	2603 / 199
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	107 BRADLEY DR, SPRINGFIELD, GA 31329-5182
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 BRADLEY DR, SPRINGFIELD, GA 31329-5182

Mortgage

Document Number	0000003015/0000000660
Date	Dec 26, 2025
Book Page	0000003015/0000000660

Lender

Name	UNITED WHOLESALE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	107 BRADLEY DR, SPRINGFIELD, GA 31329-5182
Transaction Type	Mortgage
Record Updated	Oct 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 BRADLEY DR, SPRINGFIELD, GA 31329-5182
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002887/0000000611
Date	Dec 21, 2023
Book Page	0000002887/0000000611

Lender

Name	PINNACLE BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Dec 14, 2023
Property Address	107 BRADLEY DR, SPRINGFIELD, GA 31329-5182
Document Number	002886/130
Book / Page	2886 / 130
Instrument Date	Dec 13, 2023
Instrument	D2023010078
Transaction Type	Transfer
Record Updated	Dec 22, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	107 BRADLEY DR, SPRINGFIELD, GA 31329-5182

Mortgage

Document Number	0002886132
Date	Dec 14, 2023
Instrument	2886/132

Lender

Name	VANDERBILT MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

June 2020: Limited Warranty Deed, Subdivision Related Transfer

Document Type	Limited Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jun 26, 2020
Property Address	109 COTTON BLUFF CT, GUYTON, GA 31312-7540
Document Number	002603/199
Book / Page	2603 / 199
Instrument Date	Jun 26, 2020
Instrument	2020-001742
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 COTTON BLUFF CT, GUYTON, GA 31312-7540

Mortgage

Document Number	0000002603/0000000201
Date	Jun 30, 2020
Book Page	0000002603/0000000201
Instrument	006302

Lender

Name	DHI MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$128,421 (+7.87%) Land $22,800 Building $105,621	$321,052 (+7.87%) Land $57,000 Building $264,052
2025	$3,025.00 (-7.01%) Homeowner's exemption	$119,052 (+17.54%) Land $22,800 Building $96,252	$297,629 (+17.54%) Land $57,000 Building $240,629
2024	$3,253.00 (+23.64%)	$101,287 (+19.24%) Land $22,800 Building $78,487	$253,218 (+19.24%) Land $57,000 Building $196,218
2022	$2,631.00 Homeowner's exemption	$84,947 Land $16,000 Building $68,947	$212,368 Land $40,000 Building $172,368

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 73% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Planters Rural Telephone Cooperative, Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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