Currituck County property record for 107 Binnacle Ln, Grandy, NC 27939
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,468 sqft · built 2021 |
| Lot Size | 0.119 acres (5,227 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $379,000 (Nov 2025) |
| Tax Bill | $1,802 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit Nov 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9921-27-5444 |
| Primary APN | 9921-27-5444 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,468 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 5,227 sqft (0.119 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 000169217 |
|---|---|
| Street Address | 107 BINNACLE LN |
| City | GRANDY |
| State | NC |
| Zip | 27939-9669 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 13 WATERSIDE VILLAGES OF CURR |
| Legal Subdivision | WATERSIDE VILLAGES OF CURR |
| Legal Lot Number | 13 |
| Jurisdiction | CURRITUCK NC |
| Township / Civil Division | POPLAR BRANCH |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 110401 |
Source: Currituck County records, as of November 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 107 BINNACLE LN, GRANDY, NC 27939-9669 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 16, 2023 | Deed of Trust, Mortgage · Line of Credit LOCAL GOVERNMENT FCU |
| Nov 5, 2025 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE |
| Nov 20, 2023 | Warranty Deed, Transfer · Conventional Mortgage CHURCHILL MORTGAGE CORP |
| Dec 17, 2021 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 5, 2025 · Amount on Record |
| Deed Sale | Nov 5, 2025 · Amount on Record |
| Prior Sale | Nov 20, 2023 · Amount on Record |
| Deed Document Number | 398823 |
| Deed Book / Page | 1830 / 374 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CURRITUCK NC |
| Property Address | 107 BINNACLE LN, GRANDY, NC 27939-9669 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0017250103 |
|---|---|
| Date | Feb 16, 2023 |
| Book Page | 1725/103 |
| Instrument | 381343 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Address | BARCO, NC 27917 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CURRITUCK NC |
| Recording Date | Nov 5, 2025 |
| Property Address | 107 BINNACLE LN, GRANDY, NC 27939-9669 |
| Document Number | 0018300374 |
| Book / Page | 1830 / 374 |
| Map Reference | CAB I SL 367&368 |
| Instrument Date | Oct 22, 2025 |
| Instrument | 398823 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $758.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 107 BINNACLE LN, GRANDY, NC 27939-9669 |
| Document Number | 0000398824 |
|---|---|
| Date | Nov 5, 2025 |
| Instrument | 398824 |
| Name | ATLANTIC COAST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CURRITUCK NC |
| Recording Date | Nov 20, 2023 |
| Property Address | 107 BINNACLE LN, GRANDY, NC 27939-9669 |
| Document Number | 0017530268 |
| Book / Page | 1753 / 268 |
| Map Reference | CB I SL 367&368 |
| Instrument Date | Nov 1, 2023 |
| Instrument | 386173 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $790.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 107 BINNACLE LN, GRANDY, NC 27939-9669 |
| Name | Verified Name |
|---|---|
| Address | 107 BINNACLE LN, GRANDY, NC 27939-9669 |
| Document Number | 0000386174 |
|---|---|
| Date | Nov 20, 2023 |
| Instrument | 386174 |
| Name | CHURCHILL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CURRITUCK NC |
| Recording Date | Dec 17, 2021 |
| Property Address | 107 BINNACLE LN, GRANDY, NC 27939-9669 |
| Document Number | 0016700120 |
| Book / Page | 1670 / 120 |
| Map Reference | CAB I SL 367&368 |
| Instrument Date | Dec 17, 2021 |
| Instrument | 371790 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,608.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 90, KILL DEVIL HILLS, NC 27948-0090 |
| Name | Verified Name |
|---|---|
| Address | 107 BINNACLE LN, GRANDY, NC 27939-9669 |
Source: Currituck County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Currituck County |
| Unified School District | Currituck County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,802.00 (+0.5%) | $247,300 (-) Land $40,300 Building $207,000 | |
| 2024 | $1,793.00 (+9.66%) | $247,300 (-) Land $40,300 Building $207,000 | |
| 2023 | $1,635.00 (+18.56%) | $247,300 (-) Land $40,300 Building $207,000 | $247,300 (-) Land $40,300 Building $207,000 |
| 2022 | $1,379.00 | $247,300 Land $40,300 Building $207,000 | $247,300 (-) Land $40,300 Building $207,000 |
| 2021 | $247,300 Land $40,300 Building $207,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 101 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 121 units insured incl. 20 condo units |
| Nearby Flood Claims | 97 (1998–2022) |
| Claims Outside the SFHA | 2 of 97 |
| Most Recent Claim | Jun 2022 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN OUTER BANKS WTR SYST serves 8,209 people · EPA ID NC6027001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Also Mapped Here | CURRITUCK COUNTY WATER SYSTEM |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Mediacom Xtream Cable | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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