Scott County property record for 107 Ballard Ct, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,396 sqft · built 2009 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $320,000 (Dec 2021) |
| Tax Bill | $3,165 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Sep 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 140-30-008.000 |
| Primary APN | 140-30-008.000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,396 sqft Living Area |
| 1st Floor Area | 1,309 sqft |
| Basement Area | 2,396 sqft |
| Finished Basement | 2,396 sqft |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 107 BALLARD CT |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-2676 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PAYNES CROSSING |
| Legal Subdivision | PAYNES CROSSING |
| Legal Lot Number | 114 |
| Legal Unit | 2 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 40203 |
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 107 BALLARD CT, GEORGETOWN, KY 40324-2676 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 28, 2021 | Deed, Transfer · Conventional Mortgage L&N FCU |
| Sep 22, 2021 | Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC |
| Sep 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WESBANCO BANK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 28, 2021 · Amount on Record |
| Deed Sale | Dec 28, 2021 · Amount on Record |
| Prior Sale | Jul 13, 2010 · Amount on Record |
| Deed Document Number | 2021447946 |
| Deed Book / Page | 430 / 454 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Dec 28, 2021 |
| Property Address | 107 BALLARD CT, GEORGETOWN, KY 40324-2676 |
| Document Number | 00D430/454 |
| Book / Page | D430 / 454 |
| Map Reference | CAB 9 SL 337 |
| Instrument Date | Dec 6, 2021 |
| Instrument | 447946 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $320.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 100 ELLEN CT, 100, GEORGETOWN, KY 40324-2154 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 107 BALLARD CT, GEORGETOWN, KY 40324-2676 |
| Document Number | 0000447947 |
|---|---|
| Date | Dec 28, 2021 |
| Instrument | 447947 |
| Name | L&N FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 107 BALLARD CT, GEORGETOWN, KY 40324-2676 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 107 BALLARD CT, GEORGETOWN, KY 40324-2676 |
| Document Number | M1640/119 |
|---|---|
| Date | Sep 22, 2021 |
| Book Page | M1640/119 |
| Instrument | 442780 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40502 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 21, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 107 BALLARD CT, GEORGETOWN, KY 40324-2676 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STONECROFT TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | M1539/806 |
|---|---|
| Date | Sep 10, 2020 |
| Book Page | M1539/806 |
| Instrument | 421406 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Address | WHEELING, WV 26003 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 1, 2040 |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $355,400 (-) | $355,400 (-) | |
| 2025 | $3,165.00 (+9.1%) | $355,400 (+11.06%) | $355,400 (+11.06%) |
| 2023 | $2,901.00 (+4.5%) | $320,000 (-) Land $45,000 Building $275,000 | $320,000 (-) Land $45,000 Building $275,000 |
| 2022 | $2,776.00 | $320,000 Land $35,000 Building $285,000 | $320,000 Land $35,000 Building $285,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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