107 Ashley Dr, Winchester, VA 22602 Property Records

Frederick County property record for 107 Ashley Dr, Winchester, VA 22602

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,823 sqft · built 1991
Lot Size0.19 acres (8,085 sqft)
Owner2 Individual Names on File
Last Sale$181,000 (Aug 2003)
Tax Bill$1,802 (2026)
Deeds & MortgagesSep 2026 Mortgage
Nov 2025 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN65D6-7-4

Property Details

APN / Parcel Number

Primary APN65D6-7-4
Alternative APN
  • 8033665

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,823 sqft Living Area
Gross Area3,498 sqft
1st Floor Area1,039 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 2006
Exterior MaterialBrick
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area8,085 sqft (0.19 acres)
TerrainRolling
Garage Area306 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area140 sqft
Deck Area190 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number8033665
Street Address107 ASHLEY DR
CityWINCHESTER
StateVA
Zip22602-7003
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRP
Legal DescriptionLOT 4 GLENMONT VILLAGE SEC 7
Legal SubdivisionGLENMONT VILLAGE
Legal Lot Number4
JurisdictionFREDERICK VA
Township / Civil DivisionRED BUD
Census Block Group3
Census Block3000
Census Tract51001

Owner

107 Ashley Dr is owned and occupied by two individuals who bought it in August 2003.

Source: Frederick County records, as of October 6, 2026

Owner of Record2 Individual Names on File
Mailing Address107 ASHLEY DR, WINCHESTER, VA 22602-7003
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2026Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORPORATION
Nov 19, 2025Deed of Trust, Mortgage · VA Mortgage
NEW DAY FINANCIAL LLC
Jun 20, 2020Deed of Trust, Mortgage · VA Mortgage
USAA
Jul 31, 2018Grant Deed, Transfer · VA Mortgage
PROSPERITY HM MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 11, 2003 · Amount on File
Deed SaleAug 11, 2003 · Amount on File
Deed Book / Page300 / 17677
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK VA
Recording DateSep 15, 2026
Property Address107 ASHLEY DR, WINCHESTER, VA 22602-7003
Document Number0000009768
Instrument DateSep 10, 2026
Instrument20269768
Transaction TypeMortgage
Record UpdatedOct 6, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address107 ASHLEY DR, WINCHESTER, VA 22602-7003

Mortgage

Document Number0000009768,
DateSep 15, 2026
Instrument20269768
Lender
NameFREEDOM MORTGAGE CORPORATION
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2056
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK VA
Property Address107 ASHLEY DR, WINCHESTER, VA 22602-7003
Transaction TypeMortgage
Record UpdatedDec 9, 2025
Title CompanyUNKNOWN, AMERICAS SETTLEMENT COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address107 ASHLEY DR, WINCHESTER, VA 22602-7003

Mortgage

Document Number0000011696
DateNov 19, 2025
Instrument250011696
Lender
NameNEW DAY FINANCIAL LLC
TypeMortgage Company
AddressWEST PALM BEACH, FL 33401
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2055

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK VA
Property Address107 ASHLEY DR, WINCHESTER, VA 22602-7003
Document Number0000008546
Instrument DateJun 20, 2020
Transaction TypeMortgage
Record UpdatedAug 3, 2020
Title CompanyBOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address107 ASHLEY DR WINCHESTER VA 226027003, WINCHESTER, VA 22602-7003

Mortgage

Document Number0000008546
DateJul 8, 2020
Instrument8546
Lender
NameUSAA
AddressSAN ANTONIO, TX 78228-0544
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJul 7, 2050

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK VA
Recording DateJul 31, 2018
Property Address107 ASHLEY DR, WINCHESTER, VA 22602-7003
Document Number0000007395
Instrument DateJul 27, 2018
Instrument7395
Transaction TypeTransfer
Record UpdatedAug 13, 2018
Title CompanyRGS TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$250.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address107 ASHLEY DR WINCHESTER VA 226027003, WINCHESTER, VA 22602-7003

Mortgage

Document Number7396
DateJul 31, 2018
Instrument7396
Lender
NamePROSPERITY HM MTG
TypeMortgage Company
AddressCHANTILLY, VA 20151
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJul 30, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 107 Ashley Dr was $1,802, up 10.4% from the year before.

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,802.00 (+10.42%)$340,040 Land $93,000 Building $247,040$340,040 Land $93,000 Building $247,040
2025$1,632.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 107 Ashley Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 107 Ashley Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 2,000
T-Mobile
Fixed Wireless
100 / 20

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