107 Addison Ct, Waterloo, IA 50701 Property Records

Black Hawk County property record for 107 Addison Ct, Waterloo, IA 50701

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,554 sqft · built 2004
Lot Size	0.215 acres (9,365 sqft)
Owner	2 Individual Names on File
Last Sale	$233,000 (May 2019)
Tax Bill	$5,228 (2025)
Deeds & Mortgages	May 2019 Refinance Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8913-21-101-094`

Property Details

APN / Parcel Number

Primary APN	`8913-21-101-094`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,554 sqft Living Area
1st Floor Area	1,554 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Condo/Apartment
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,365 sqft (0.215 acres)
Garage Type	Attached
Garage Area	614 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	79 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	107 ADDISON CT
City	WATERLOO
State	IA
Zip	50701-1700
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	PLEASANT VALLEY CONDOMINIUMS UNIT 107
Legal Range	13W
Legal Township	89N
Legal Section	21
Legal Subdivision	PLEASANT VALLEY CONDOMINIUMS
Legal Lot Number	107
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	3
Census Block	3013
Census Tract	1503

Owner

107 Addison Ct, a condominium, is owned and occupied by two individuals who bought it in May 2019.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	107 ADDISON CT, WATERLOO, IA 50701-1700
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 3, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FARMERS STATE BANK
Apr 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2019 · Amount on File
Deed Sale	May 3, 2019 · Amount on File
Prior Sale	Jan 11, 2005 · Amount on File
Deed Document Number	201916330
Prior Transfer Date	Dec 30, 2004
Prior Transfer Doc	0000017867
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	107 ADDISON CT, WATERLOO, IA 50701-1700
Transaction Type	Mortgage
Record Updated	Nov 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900016331
Date	May 3, 2019
Instrument	201900016331

Lender

Name	FARMERS STATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	107 ADDISON CT, WATERLOO, IA 50701-1700
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100022669
Date	Apr 28, 2021
Instrument	202100022669

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 107 Addison Ct was $5,228 with a homeowner's exemption, up 2.1% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,228.00 (+2.07%) Homeowner's exemption	$281,690 Land $16,390 Building $265,300	$281,690 Land $16,390 Building $265,300
2024	$5,122.00
2023		$260,040 (+16.68%) Land $16,390 Building $243,650	$260,040 Land $16,390 Building $243,650
2022	$4,700.00 Homeowner's exemption	$222,870 Land $14,050 Building $208,820
2021			$222,870 Land $14,050 Building $208,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 107 Addison Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2013 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 107 Addison Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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