107 7th St, Cramerton, NC 28032 Property Records

Gaston County property record for 107 7th St, Cramerton, NC 28032

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,681 sqft · built 2020
Lot Size0.29 acres (12,632 sqft)
Owner2 Individual Names on File
Last Sale$280,000 (Apr 2021)
Tax Bill$4,365 (2026)
Deeds & MortgagesApr 2021 Sale & Mortgage
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN302312

Property Details

APN / Parcel Number

Primary APN302312

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,681 sqft Heated Area

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleConventional
Lot Area12,632 sqft (0.29 acres)

Location & Zoning

Street Address107 7TH ST
CityCRAMERTON
StateNC
Zip28032-1513
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIVERSIDE DRIVE LOTS 10 PLAT BOOK 090 PAGE 065
Legal SubdivisionWILCOX HOMES LLC SUBDIVISION
Legal Lot Number10
JurisdictionGASTON NC
Township / Civil DivisionSOUTH POINT
Census Block Group1
Census Block1038
Census Tract32202

Owner

107 7th St is owned and occupied by two individuals who bought it in April 2021.

Source: Gaston County records, as of August 31, 2026

Owner of Record2 Individual Names on File
Mailing Address107 7TH ST, CRAMERTON, NC 28032-1513
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2021Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
NEWREZ LLC
Jun 25, 2020Deed of Trust, Mortgage
DANIEL LONDON

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 13, 2021 · Amount on File
Deed SaleApr 13, 2021 · Amount on File
Deed Book / Page5218 / 459
Record UpdatedOct 29, 2026

April 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateApr 13, 2021
Property Address107 7TH ST, CRAMERTON, NC 28032-1513
Document Number0052180459
Book / Page5218 / 459
Map ReferenceMB 90 PG 65
Instrument DateApr 13, 2021
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 17, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$560.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4109 S NEW HOPE RD, 4109, GASTONIA, NC 28056-8452

Transferred To (Grantee/Buyer)

NameVerified Name
Address107 7TH ST, CRAMERTON, NC 28032-1513

Mortgage

Document Number5218462
DateApr 13, 2021
Instrument5218/462
Lender
NameNEWREZ LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2051

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASTON NC
Property Address107 7TH ST, CRAMERTON, NC 28032-1513
Document Number0051331285
Instrument DateJun 25, 2020
Transaction TypeMortgage
Record UpdatedAug 5, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address107 7TH ST CRAMERTON NC 28032, CRAMERTON, NC 28032

Mortgage

Document Number0051331285
DateJun 25, 2020
Book Page005133/001285
Lender
NameDANIEL LONDON
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 107 7th St was $4,365.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
MunicipalityCramerton Town
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,365.00$424,250 Land $24,000 Building $400,250
2023$4,445.00$421,340 Land $24,000 Building $397,340
2021$239,540 Land $18,000 Building $221,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 107 7th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims4 (2013–2024)
Most Recent ClaimJan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 107 7th St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Ripple Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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