107 5th St, Ashland, OR 97520 Property Records

Jackson County property record for 107 5th St, Ashland, OR 97520

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,230 sqft · built 1914
Lot Size	0.19 acres (8,276 sqft)
Owner	Trust Name on File
Tax Bill	$4,391 (2025)
Deeds & Mortgages	Jul 2017 Line of Credit Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`391E09AC4100`

Property Details

APN / Parcel Number

Primary APN	`391E09AC4100`
Alternative APNs	`391E09AC04100` `10062391`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,230 sqft Living Area
Gross Area	2,070 sqft
1st Floor Area	1,230 sqft
Attic	Attic
Attic Area	862 sqft

Exterior

Year Built	Built 1914
Effective Year Built	Effective 2004
Roof Material	Other
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Covered Wood Porch
Porch Area	288 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	107 5TH ST
City	ASHLAND
State	OR
Zip	97520-2056
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Range	01E
Legal Township	39S
Legal Section	09
Legal Quarter	1
Legal Subdivision	RAILROAD ADDITION
Legal Block	1
Legal Lot Number	23-26
Jurisdiction	JACKSON OR
Township / Civil Division	ASHLAND
Census Block Group	1
Census Block	1026
Census Tract	2000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Ashland Railroad Addition Historic District listed 1999 · 256 contributing resources · NRIS 99000533

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

107 5th St is owner-occupied and held in a trust since October 2006.

Source: Jackson County records, as of August 19, 2026

Owner of Record	Trust Name on File
Mailing Address	107 5TH ST, ASHLAND, OR 97520-2056
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2017	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Aug 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 25, 2006
Transfer Doc	0000054175
Record Updated	Sep 20, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	107 5TH ST, ASHLAND, OR 97520-2056
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024389
Date	Jul 18, 2017
Instrument	2017-024389

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Aug 5, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	107 5TH ST, ASHLAND, OR 97520-2056
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031134
Date	Aug 28, 2020
Instrument	2020-031134

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 107 5th St was $4,391, up 2.2% from the year before.

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Ashland City
Unified School District	Ashland School District 5 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$285,580 (+3%)	$617,650 (+12.95%) Land $263,340 Building $354,310
2025	$4,391.00 (+2.16%)	$277,270 (+3%) Land $167,530 Building $109,740	$546,820 (+17.74%) Land $234,300 Building $312,520
2024	$4,298.00 (+3.37%)	$269,200 (+3%) Land $123,670 Building $145,530	$464,440 (-19.59%) Land $227,700 Building $236,740
2023	$4,158.00 (+3.3%)	$261,360 (+3%) Land $120,070 Building $141,290	$577,580 (-2.6%) Land $435,490 Building $142,090
2022	$4,025.00	$253,750 Land $116,580 Building $137,170	$593,010 Land $440,360 Building $152,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 107 5th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 107 5th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND WATER DEPARTMENT serves 20,946 people · EPA ID OR4100047
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 588 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rogue Broadband Fixed Wireless	200 / 25
FireServe Fixed Wireless	100 / 30
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Hunter Communications.

Nearby Properties on 5th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures