107 4th St, Waco, NE 68460 Property Records

York County property record for 107 4th St, Waco, NE 68460

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 2,128 sqft · built 1993
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on Record
Last Sale	$106,000 (Dec 2020)
Tax Bill	$926 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Oct 2016 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`930170083`

Property Details

APN / Parcel Number

Primary APN	`930170083`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	2,128 sqft Living Area
1st Floor Area	2,408 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	150 ft deep x 125 ft wide
Garage Type	Detached
Garage Area	1,964 sqft
Driveway	Driveway
Parking Spaces	7 Parking Spaces
Porch	Slab
Porch Area	16 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Gravity Furnace

Location & Zoning

Street Address	107 4TH ST
City	WACO
State	NE
Zip	68460
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	LOTS 10-12 BLK 29 OT VILLAGE OF MCCOOL JUNCTION; MAP NUMBER: 3521-00-0-70015-056-0003
Legal Subdivision	ORIGINAL TOWN (HAYES) WEST
Legal Block	29
Legal Lot Number	10-12
Jurisdiction	YORK NE
Township / Civil Division	HAYS
Census Block Group	1
Census Block	1254
Census Tract	969900

Owner

Source: York County records, as of April 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	83719 554TH AVE, NORFOLK, NE 68701-1219
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2020	Deed of Trust, Mortgage · Commercial Mortgage CORNERSTONE BANK
Oct 19, 2016	Deed of Trust, Mortgage · Line of Credit YORK STATE BANK
Jan 29, 2021	Warranty Deed, Transfer · Commercial Mortgage KAYLA M MERTRZ FUNNEL TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2020 · Amount on Record
Deed Sale	Dec 28, 2020 · Amount on Record
Deed Document Number	20203029
Deed Book / Page	88 / 471
Last Transfer Date	Mar 26, 2021
Transfer Doc	0000000885
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK NE
Property Address	107 4TH ST, WACO, NE 68460
Transaction Type	Mortgage
Record Updated	Feb 3, 2026
Title Company	COMMUNITIES TITLE COMPANY, COMMUNITY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000081/487
Date	Jul 15, 2020
Book Page	81/487
Instrument	2020-01664

Lender

Name	CORNERSTONE BANK
Type	Bank
Address	YORK, NE 68467

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 9, 2021

October 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK NE
Property Address	107 4TH ST, WACO, NE 68460
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000036/528
Date	Oct 19, 2016
Book Page	36/528
Instrument	2016-02338

Lender

Name	YORK STATE BANK
Address	YORK, NE 68467

Agreement

Type	Line of Credit
Amount	Amount Recorded

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK NE
Recording Date	Jan 29, 2021
Property Address	107 4TH ST, WACO, NE 68460
Document Number	000090/325
Book / Page	90 / 325
Instrument Date	Jan 20, 2021
Instrument	2021-00262
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$293.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202100263
Date	Jan 29, 2021
Instrument	2021-00263

Lender

Name	KAYLA M MERTRZ FUNNEL TRUST
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: York County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	York County
Municipality	McCool Junction Village
Unified School District	McCool Junction Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$926.00 (-46.01%)	$77,129 (-34.48%) Land $18,000 Building $59,129	$77,129 (-34.48%) Land $18,000 Building $59,129
2023	$1,715.00	$117,719 Land $11,250 Building $106,469	$117,719 Land $11,250 Building $106,469

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (1999–2012)
Most Recent Claim	May 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF MCCOOL JUNCTION serves 487 people · EPA ID NE3120195
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate-Nitrite resolved · Oct 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 500
Big Red Communications Fixed Wireless	200 / 100
Windstream DSL · Fiber in parts of the area	200 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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