107 4th St NW, Freeport, MN 56331 Property Records

Stearns County property record for 107 4th St NW, Freeport, MN 56331

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,092 sqft · built 1969
Lot Size	0.275 acres (12,000 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Aug 2026)
Tax Bill	$2,888 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jun 2026 Sale + 5 more
Flood Zone	Zone X (minimal risk)
APN	`54-32111-0000`

Property Details

APN / Parcel Number

Primary APN	`54-32111-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
Gross Area	1,310 sqft
1st Floor Area	1,092 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,000 sqft (0.275 acres)
Lot Dimensions	150 ft deep x 80 ft wide
Garage Area	416 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	107 4TH ST NW
City	FREEPORT
State	MN
Zip	56331-9042
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NWLY 82.70' OF LOTS 1, 2 & 3 BLOCK 1 BORGERDINGS ADD TO FREEPORT SECTION 03 TOWNSHIP 125 RANGE 032 BORGERDINGS ADD TO
Legal Range	32W
Legal Township	125
Legal Section	03
Legal Subdivision	BORGERDINGS ADD TO FREEPORT
Legal Block	1
Legal Lot Number	1-3
Jurisdiction	STEARNS MN
Township / Civil Division	FREEPORT
Census Block Group	1
Census Block	1013
Census Tract	10500

Owner

107 4th St NW is owned and occupied by an individual who bought it in August 2026.

Source: Stearns County records, as of August 28, 2026

Owner of Record	Individual Name on File
Mailing Address	107 4TH ST NW, FREEPORT, MN 56331-9042
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Jun 29, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jun 29, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jun 29, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jun 29, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jun 29, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jan 31, 2024	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2026 · Amount on File
Deed Sale	Aug 10, 2026 · Amount on File
Deed Document Number	20261718824
Prior Transfer Date	Jun 26, 2026
Prior Transfer Doc	0001715969
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Aug 10, 2026
Property Address	107 4TH ST NW, FREEPORT, MN 56331-9042
Document Number	0001718824
Instrument Date	Jul 28, 2026
Instrument	20261718824
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	CLOSING AND TITLE SERVICES, KEY TITLE & CLOSING SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$93,324.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 4TH ST NW, FREEPORT, MN 56331-9042

Mortgage

Document Number	0001718825,
Date	Aug 10, 2026
Instrument	20261718825

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Jun 29, 2026
Property Address	107 4TH ST NW, FREEPORT, MN 56331-9042
Document Number	0001715967
Instrument Date	Jun 26, 2026
Instrument	20261715967
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$166.65
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	107 4TH ST NW, FREEPORT, MN 56331-9042

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Jun 29, 2026
Property Address	107 4TH ST NW, FREEPORT, MN 56331-9042
Document Number	0001715970
Instrument Date	Jun 26, 2026
Instrument	20261715970
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$166.65
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	107 4TH ST NW, FREEPORT, MN 56331-9042

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Jun 29, 2026
Property Address	107 4TH ST NW, FREEPORT, MN 56331-9042
Document Number	0001715966
Instrument Date	Jun 26, 2026
Instrument	20261715966
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$166.65
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	107 4TH ST NW, FREEPORT, MN 56331-9042

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Jun 29, 2026
Property Address	107 4TH ST NW, FREEPORT, MN 56331-9042
Document Number	0001715968
Instrument Date	Jun 26, 2026
Instrument	20261715968
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$166.65
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Jun 29, 2026
Property Address	107 4TH ST NW, FREEPORT, MN 56331-9042
Document Number	0001715969
Instrument Date	Jun 26, 2026
Instrument	20261715969
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$166.65
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	107 4TH ST NW, FREEPORT, MN 56331-9042

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Jan 31, 2024
Property Address	107 4TH ST NW, FREEPORT, MN 56331-9042
Document Number	00A1667118
Instrument Date	Jan 29, 2024
Instrument	A1667118
Transaction Type	Transfer
Record Updated	Feb 27, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Tax Assessment & Valuation

The 2026 property tax bill for 107 4th St NW was $2,888.

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	Freeport City
Unified School District	Melrose Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,888.00	$265,400 (+9.62%) Land $39,500 Building $225,900	$265,400 (+9.62%) Land $39,500 Building $225,900
2025		$242,100 Land $36,300 Building $205,800	$242,100 Land $36,300 Building $205,800
2023	$2,718.00	$228,100 Land $35,100 Building $193,000	$228,100 Land $35,100 Building $193,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 107 4th St NW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 107 4th St NW is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Freeport serves 685 people · EPA ID MN1730013
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Albany Mutual Telephone Association Fiber	10,000 / 10,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 4th St NW

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures