107 3rd Ave, Shalimar, FL 32579 Property Records

Okaloosa County property record for 107 3rd Ave, Shalimar, FL 32579

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,169 sqft · built 2018
Lot Size	0.154 acres (6,750 sqft)
Owner	Individual Name on Record
Last Sale	$405,000 (May 2021)
Deeds & Mortgages	Mar 2026 Line of Credit May 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-592-4529-0`

Property Details

APN / Parcel Number

Primary APN	`C56-000-592-4529-0`
Alternative APN	`05-2S-23-2080-0031-0080`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,169 sqft Heated Area
Gross Area	2,860 sqft
1st Floor Area	1,040 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Stone
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	6,750 sqft (0.154 acres)
Lot Dimensions	150 ft deep x 45 ft wide
Garage Type	Finished
Garage Area	466 sqft
Porch	Open Porch
Porch Area	297 sqft
Patio Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	107 3RD AVE
City	SHALIMAR
State	FL
Zip	32579-1905
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PORT DIXIE LOT EAST 15 FT OF LOT 8 & ALL OF LOT 9 BLK 31
Legal Range	23
Legal Township	02S
Legal Section	05
Legal Subdivision	PORT DIXIE
Legal Block	31
Legal Lot Number	8 9
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	3
Census Block	3010
Census Tract	21501

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	107 3RD AVE, SHALIMAR, FL 32579-1905
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2026	Deed of Trust, Mortgage · Line of Credit BETTER MORTGAGE CORPORATION
May 24, 2021	Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Feb 22, 2018	Warranty Deed, Subdivision Related Transfer · VA Mortgage MORTGAGE ONE/SOUTH
Feb 7, 2017	Loan Modification, Mortgage SYNOVUS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2021 · Amount on Record
Deed Sale	May 24, 2021 · Amount on Record
Prior Sale	Feb 22, 2018 · Amount on Record
Deed Document Number	0035484199
Deed Book / Page	3548 / 4199
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	107 3RD AVE, SHALIMAR, FL 32579-1905
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 3RD AVE, SHALIMAR, FL 32579-1905

Mortgage

Document Number	0003801522
Date	Mar 2, 2026
Instrument	3801522

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	May 24, 2021
Property Address	107 3RD AVE, SHALIMAR, FL 32579-1905
Document Number	0035484199
Book / Page	3548 / 4199
Map Reference	MB 1 PG 64-66
Instrument Date	May 24, 2021
Instrument	3457800
Transaction Type	Transfer
Record Updated	Feb 13, 2024
Title Company	MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,835.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	137 GRANITE SPRINGS DR, JACKSON, GA 30233-6291

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 BREAM AVE UNIT 106, 106, FORT WALTON BEACH, FL 32548-6164

Mortgage

Document Number	0035484201
Date	May 24, 2021
Instrument	3548/4201

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

February 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Feb 22, 2018
Property Address	107 3RD AVE, SHALIMAR, FL 32579-1905
Document Number	0033382644
Book / Page	003338 / 002644
Instrument Date	Feb 21, 2018
Instrument	3190228
Transaction Type	Subdivision Related Transfer
Record Updated	May 9, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,180.18
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	107 3RD AVE SHALIMAR FL 325791905, SHALIMAR, FL 32579-1905

Mortgage

Document Number	33382646
Date	Feb 22, 2018
Book Page	003338/002646
Instrument	3190229

Lender

Name	MORTGAGE ONE/SOUTH
Type	Mortgage Company
Address	FORT WALTON BEACH, FL 32548

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 21, 2048

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OKALOOSA FL
Recording Date	Feb 7, 2017
Property Address	107 3RD AVE, SHALIMAR, FL 32579-1905
Document Number	0032863174
Book / Page	00328 / 003174
Instrument Date	Feb 6, 2017
Instrument	3116560
Transaction Type	Mortgage
Record Updated	Aug 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	714B BOB SIKES BLVD FORT WALTON BEACH FL 325472154, FORT WALTON BEACH, FL 32547-2154
Investor	Possibly a Property Investor

Mortgage

Document Number	32863174
Date	Feb 7, 2017
Book Page	003286/003174
Instrument	3116560

Lender

Name	SYNOVUS BK
Type	Bank
Address	1148 BROADWAY, COLUMBUS, GA 31901-2429

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$455,764 (+12.9%) Land $65,684 Building $390,080	$455,764 (+6.68%) Land $65,684 Building $390,080
2023	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$403,671	$427,207 Land $45,950 Building $381,257

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	8 (1978–2014)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Hurricane Georges, Sep 1998 · 3 claims Hurricane Opal, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people · EPA ID FL1460506
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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