107 3rd Ave, Earling, IA 51530 Property Records

Shelby County property record for 107 3rd Ave, Earling, IA 51530

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,444 sqft · built 1910
Lot Size0.163 acres (7,100 sqft)
Owner2 Individual Names on Record
Last Sale$65,000 (Dec 2025)
Tax Bill$1,376 (2026)
Deeds & MortgagesJan 2026 Line of Credit
May 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN832300005030

Property Details

APN / Parcel Number

Primary APN832300005030

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,444 sqft Living Area
1st Floor Area840 sqft
Basement Area840 sqft
Finished Basement700 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Construction TypeMetal Frame
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,100 sqft (0.163 acres)
Lot Dimensions142 ft deep x 50 ft wide
Garage TypeAttached
Garage Area800 sqft
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area147 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address107 3RD AVE
CityEARLING
StateIA
Zip51530-5324
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionORIGINAL TOWN LT 3 BLK 5
Legal SubdivisionEARLING
Legal Block5
Legal Lot Number3
JurisdictionSHELBY IA
Township / Civil DivisionWESTPHALIA
Census Block Group4
Census Block4143
Census Tract960200

Owner

Source: Shelby County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address408 4TH ST, EARLING, IA 51530-5452
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 2, 2026Deed of Trust, Mortgage · Line of Credit
FARMERS TRUST & SAVINGS BANK
May 23, 2022Deed of Trust, Mortgage · Commercial Mortgage
MIDSTATES BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 19, 2025 · Amount on Record
Deed SaleDec 19, 2025 · Amount on Record
Prior SaleMay 19, 2022 · Amount on Record
Deed Document Number20252213
Record UpdatedOct 29, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY IA
Property Address107 3RD AVE, EARLING, IA 51530-5324
Transaction TypeMortgage
Record UpdatedFeb 11, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address408 4TH ST, EARLING, IA 51530-5452

Mortgage

Document Number0020260003
DateJan 2, 2026
Instrument2026-0003
Lender
NameFARMERS TRUST & SAVINGS BANK
TypeBank
AddressEARLING, IA 51530
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueDec 12, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY IA
Property Address107 3RD AVE, EARLING, IA 51530-5324
Transaction TypeMortgage
Record UpdatedOct 6, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020221102
DateMay 23, 2022
Instrument2022-1102
Lender
NameMIDSTATES BANK NA
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term300 Months
DueJun 1, 2047
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
CountyShelby County
MunicipalityEarling City
Unified School DistrictHarlan Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,376.00 (+25.78%)$82,374 (-) Land $9,188 Building $73,186$82,374 (-) Land $9,188 Building $73,186
2025$1,094.00 Homeowner's exemption$82,374 (+20.89%) Land $9,188 Building $73,186$82,374 (+20.89%) Land $9,188 Building $73,186
2024$1,094.00 (+8.75%)
2023$68,140 (+41.93%) Land $9,188 Building $58,952$68,140 (+41.93%) Land $9,188 Building $58,952
2022$1,006.00$48,010 Land $7,875 Building $40,135
2021$48,010 Land $7,875 Building $40,135

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEARLING WATER SUPPLY
serves 397 people · EPA ID IA8320098
Water SourcePurchased groundwater from REGIONAL WATER
Last State InspectionJan 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nextlink
Fixed Wireless
1,000 / 500
Farmers Mutual Cooperative Telephone
Fiber
400 / 100
Starlink
Satellite
280 / 30

May also be available: Western Iowa Wireless.

Cell Coverage

4G LTE only, no 5G reported

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