107 2nd Ave, Earling, IA 51530 Property Records

Shelby County property record for 107 2nd Ave, Earling, IA 51530

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,375 sqft · built 1895
Lot Size	0.163 acres (7,100 sqft)
Owner	Individual Name on Record
Last Sale	$59,500 (Aug 2026)
Tax Bill	$654 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Feb 2010 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`832300007020`

Property Details

APN / Parcel Number

Primary APN	`832300007020`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,375 sqft Living Area
1st Floor Area	1,100 sqft
Attic	Attic
Attic Area	275 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,100 sqft (0.163 acres)
Lot Dimensions	142 ft deep x 50 ft wide
Porch	Porch
Porch Area	54 sqft
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Street Address	107 2ND AVE
City	EARLING
State	IA
Zip	51530-5443
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL TOWN LT 2 BLK 7
Legal Subdivision	EARLING
Legal Block	7
Legal Lot Number	2
Jurisdiction	SHELBY IA
Township / Civil Division	WESTPHALIA
Census Block Group	4
Census Block	4139
Census Tract	960200

Owner

Source: Shelby County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	107 2ND AVE, EARLING, IA 51530-5443
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Fiduciary Deed, Transfer · Conventional Mortgage UNITED BANK OF IOWA
Feb 3, 2010	Deed of Trust, Mortgage · Conventional Mortgage FARMERS TRUST & SAVINGS BANK
Dec 1, 2008	Legal Action/Court Order, Foreclosure · Line of Credit FARMERS TRUST & SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2026 · Amount on Record
Deed Sale	Aug 27, 2026 · Amount on Record
Prior Sale	Dec 1, 2008 · Amount on Record
Deed Document Number	20261554
Prior Transfer Date	Nov 26, 2008
Prior Transfer Doc	20083158
Record Updated	Oct 29, 2026

August 2026: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	SHELBY IA
Recording Date	Aug 27, 2026
Property Address	107 2ND AVE, EARLING, IA 51530-5443
Document Number	0000001554
Instrument Date	Aug 24, 2026
Instrument	20261554
Transaction Type	Transfer
Record Updated	Sep 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,534.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 2ND AVE, EARLING, IA 51530-5443

Mortgage

Document Number	0000001570,
Date	Aug 27, 2026
Instrument	20261570

Lender

Name	UNITED BANK OF IOWA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY IA
Property Address	107 2ND AVE, EARLING, IA 51530-5443
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0020100208
Date	Feb 3, 2010
Instrument	2010-0208

Lender

Name	FARMERS TRUST & SAVINGS BANK
Address	EARLING, IA 51530

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 13, 2040

December 2008: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	SHELBY IA
Recording Date	Dec 1, 2008
Property Address	107 2ND AVE, EARLING, IA 51530-5443
Document Number	0020083158
Instrument Date	Nov 26, 2008
Instrument	2008-3158
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$23.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 103, EARLING, IA 51530-0103

Mortgage

Document Number	0020083159
Date	Dec 1, 2008
Instrument	2008-3159

Lender

Name	FARMERS TRUST & SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Shelby County
Municipality	Earling City
Unified School District	Harlan Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$654.00 (+37.97%)	$68,377 (-) Land $9,188 Building $59,189	$68,377 (-) Land $9,188 Building $59,189
2025	$474.00 Homeowner's exemption	$68,377 (+19%) Land $9,188 Building $59,189	$68,377 (+19%) Land $9,188 Building $59,189
2024	$474.00 (-15.36%)
2023		$57,460 (+47.13%) Land $9,188 Building $48,272	$57,460 (+47.13%) Land $9,188 Building $48,272
2022	$560.00 Homeowner's exemption	$39,054 Land $7,875 Building $31,179
2021			$39,054 Land $7,875 Building $31,179

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 65% of Iowa
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EARLING WATER SUPPLY serves 397 people · EPA ID IA8320098
Water Source	Purchased groundwater from REGIONAL WATER
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 500
Farmers Mutual Cooperative Telephone Fiber	400 / 100
Starlink Satellite	280 / 30

May also be available: Western Iowa Wireless.

Cell Coverage

4G LTE only, no 5G reported

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