107 1st St, Stumpy Point, NC 27978 Property Records

Dare County property record for 107 1st St, Stumpy Point, NC 27978 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Architecture StyleBungalow
Year BuiltBuilt 1940
Square Footage1,358 sqft Heated Area
Lot Size8,000 sqft (0.183 acres)
Tax Bill$736.00 (2025)

Property Details

APN / Parcel Number

Primary APN976205077900
Alternative APNs
  • 97620077900
  • 024147003

Interior

Bedrooms2 Beds
Full Baths1 Baths
Building Area1,358 sqft Heated Area
Stories1 Stories
Primary FlooringVinyl/Resilient Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1940
Architectural StyleBungalow Style
Exterior MaterialOther Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialAsphalt Roof
Lot Area8,000 sqft (0.183 acres)

Utilities and HVAC

Cooling SystemNone Cooling

Location & Zoning

Account Number976205077900
Old Parcel Number97620077900
Street Address107 1ST ST
CitySTUMPY POINT
StateNC
Zip27978
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT: C BLK: SEC: PL: G SL: 252
Legal Lot NumberC
JurisdictionDARE NC
Minor Civil DivisionCROATAN
Census Blockgroup1
Census Block1422
Census Tract970501

Owner

Source: Dare County records · APN 976205077900

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-ownerVerified Secondary Owner
Mailing Address104 1ST ST, STUMPY POINT, NC 27978-9664
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Known Transactions
  • Oct 03, 2008
Deed Doc Number0001781158
Record RefreshedJun 08, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDARE NC
Property Address107 1ST ST, STUMPY POINT, NC 27978
Transaction TypeMortgage
Record UpdatedSep 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address107 1ST ST, STUMPY POINT, NC 27978

Mortgage

Document Number002810/737
DateSep 16, 2025
Book Page2810/737
Instrument700152755
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Address3101 WAKE FOREST RD, RALEIGH, NC 27609
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2055
Interest
Rate TypeAdjustable Rate
Rate5.37%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateOct 01, 2030
Change Frequency5 Years
Min Rate At Change3.37%
Max Rate At Change7.37%
Index5-Year CMT
Max Rate11.3%

Tax Assessment & Valuation

Source: Dare County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyDare County
Unified School DistrictDare County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$736.00 (+24.96%)$175,300 (+82.79%) Land $42,400 Building $132,900
2023$589.00$95,900 Land $34,000 Building $61,900
2020$175,300 Land $42,400 Building $132,900

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