10699 FM 726 S, Gilmer, TX 75645 Property Records

Upshur County property record for 10699 FM 726 S, Gilmer, TX 75645

Property Summary

Property Type	Rural Home
Details	12,717 sqft · built 1993
Lot Size	32 acres (1,398,102 sqft)
Owner	2 Individual Names on File
Last Sale	$578,000 (Mar 2020)
Tax Bill	$9,745 (2026)
Deeds & Mortgages	May 2026 Mortgage Jul 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`312U-S02-000-015`

Property Details

APN / Parcel Number

Primary APN	`312U-S02-000-015`
Alternative APN	`1600`

Interior

Building Area	12,717 sqft Living Area
Gross Area	10,912 sqft
1st Floor Area	3,221 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,398,102 sqft (32 acres)
Garage Area	795 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	312U-S02-000-015
Street Address	10699 FM 726 S
City	GILMER
State	TX
Zip	75645-7243
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	ABS A312 MOODY, ISAAC SR,TRACT 15, 32.096 ACRES & HOUSE
Legal Subdivision	ISAAC SR SURVEY A-312
Legal Tract	15
Jurisdiction	UPSHUR TX
Township / Civil Division	GLADEWATER
Census Block Group	5
Census Block	5008
Census Tract	950700

Owner

10699 FM 726 S, a rural home, is owned and occupied by two individuals who bought it in March 2020.

Source: Upshur County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10699 FM 726 S, GILMER, TX 75645-7243
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Jul 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage TEXAS BANK AND TRUST CO
Mar 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage JMJ FINANCIAL GROUP
Mar 10, 2020	Vendor's Lien, Transfer · Conventional Mortgage JMJ FINANCIAL GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2020 · Amount on File
Deed Sale	Mar 10, 2020 · Amount on File
Prior Sale	Aug 22, 2011 · Amount on File
Deed Document Number	20201945
Prior Transfer Date	Mar 6, 2020
Prior Transfer Doc	0202001945
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSHUR TX
Recording Date	May 21, 2026
Property Address	10699 FM 726 S, GILMER, TX 75645-7243
Document Number	0000003402
Instrument Date	May 20, 2026
Instrument	20263402
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10699 FM 726 S, GILMER, TX 75645-7243
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003402,
Date	May 21, 2026
Instrument	20263402

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	May 20, 2031

Interest

Rate	6.23%
Max Rate	-1%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSHUR TX
Property Address	10699 FM 726 S, GILMER, TX 75645-7243
Transaction Type	Mortgage
Record Updated	Dec 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201904613
Date	Jul 18, 2019
Instrument	201904613

Lender

Name	TEXAS BANK AND TRUST CO
Type	Bank
Address	LONGVIEW, TX 75601

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 12, 2039

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSHUR TX
Property Address	10699 FM 726 S, GILMER, TX 75645-7243
Transaction Type	Mortgage
Record Updated	Dec 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202101538
Date	Mar 4, 2021
Instrument	202101538

Lender

Name	JMJ FINANCIAL GROUP
Type	Funding / Finance Company
Address	91656

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Mar 1, 2046

March 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	UPSHUR TX
Recording Date	Mar 10, 2020
Property Address	10699 FM 726 S, GILMER, TX 75645-7243
Document Number	202001945
Instrument Date	Mar 6, 2020
Instrument	202001945
Transaction Type	Transfer
Record Updated	Jun 25, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10699 FM 726 S, GILMER, TX 75645-7243

Mortgage

Document Number	202001946
Date	Mar 10, 2020
Instrument	202001946

Lender

Name	JMJ FINANCIAL GROUP
Type	Lending Institution
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 10699 FM 726 S was $9,745 with exemptions applied, up 60.3% from the year before.

Source: Upshur County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Upshur County
Unified School District	Union Grove Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,745.00 (+60.28%) Homeowner's exemption Senior Citizen's exemption	$812,170 (-8.12%) Land $179,200 Building $632,970	$812,170 (-8.7%) Land $179,200 Building $632,970
2025	$6,080.00 Homeowner's exemption Senior Citizen's exemption	$883,923	$889,590 Land $247,170 Building $642,420
2023		$498,534	$836,720 Land $305,000 Building $531,720
2022	$7,630.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10699 FM 726 S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10699 FM 726 S is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 63% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EAST MOUNTAIN serves 2,331 people · EPA ID TX2300033
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

Nearby Properties on FM 726 S

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