Monroe County property record for 10698 Otter Rd, Carleton, MI 48117
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,384 sqft · built 1925 |
| Lot Size | 0.737 acres (32,104 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $685 (2025) |
| Deeds & Mortgages | Feb 2026 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-028-005-00 |
| Primary APN | 01-028-005-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,384 sqft Living Area |
| 1st Floor Area | 1,384 sqft |
| Basement Area | 1,138 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Lot Area | 32,104 sqft (0.737 acres) |
| Lot Dimensions | 5 ft deep x 146 ft wide |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 10698 OTTER RD |
|---|---|
| City | CARLETON |
| State | MI |
| Zip | 48117-9039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 867-27 1037-243 1065-8 SEC 28 T5S R9E 0.72 A COM 166 FT S FR THE NW COR OF S 1/2 OF NE 1/4 OF SEC 28 T5S R9E TH E 221 FT TH S |
| Legal Range | 09E |
| Legal Township | 05S |
| Legal Section | 28 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | ASH |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 830300 |
Source: Monroe County records · APN 01-028-005-00
Assessment roll updated August 15, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10698 OTTER RD, CARLETON, MI 48117-9039 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Sep 30, 2024 |
| Transfer Doc | 0000014505 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 10698 OTTER RD, CARLETON, MI 48117-9039 |
| Transaction Type | Mortgage |
| Record Updated | Mar 09, 2026 |
| Name | Verified Name |
|---|---|
| Address | 10698 OTTER RD, CARLETON, MI 48117-9039 |
| Document Number | 0000003242 |
|---|---|
| Date | Feb 27, 2026 |
| Instrument | 2026R03242 |
| Name | PUBLIC SERVICE CU |
|---|---|
| Type | Credit Union |
| Address | ROMULUS, MI 48174 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 177 Months |
| Due | Nov 28, 2040 |
Source: Monroe County records · Assessment roll updated August 15, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| County Subdivision | Ash Township |
| Unified School District | Airport Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $96,900 (+45.5%) | $193,800 (+45.5%) | |
| 2025 | $685.00 (-50.11%) Homeowner's exemption | ||
| 2023 | $1,373.00 Homeowner's exemption | $66,600 | $133,200 |
Source: FEMA National Flood Hazard Layer, Monroe County (26115C), updated September 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261158303003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Mar 1982 · tidal / storm surge |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 10 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Broadband Fixed Wireless | 150 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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