10698 106th St, Largo, FL 33773 Property Records

Pinellas County property record for 10698 106th St, Largo, FL 33773

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 796 sqft · built 1959
Lot Size	0.14 acres (6,090 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (May 2026)
Tax Bill	$1,015 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-000-750-6872-6`

Property Details

APN / Parcel Number

Primary APN	`C62-000-750-6872-6`
Alternative APNs	`15-30-15-79686-000-0330` `301515796860000330` `R164176`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	796 sqft Living Area
Gross Area	1,429 sqft
1st Floor Area	796 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1964
Architectural Style	H-Shape
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	6,090 sqft (0.14 acres)
Lot Dimensions	103 ft deep x 59 ft wide
Garage Type	Carport
Garage Area	224 sqft
Carport	Carport
Carport Area	224 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	312 sqft
Deck Area	192 sqft
Patio Area	192 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R164176
Street Address	10698 106TH ST
City	LARGO
State	FL
Zip	33773-3909
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	SEMINOLE GARDENS LOT 33
Legal Range	15E
Legal Township	30S
Legal Section	15
Legal Subdivision	SEMINOLE GARDENS
Legal Tract	79686
Legal Lot Number	33
Jurisdiction	PINELLAS FL
Township / Civil Division	BOCA CIEGA
Census Block Group	2
Census Block	2007
Census Tract	25114

Owner

10698 106th St is owned and occupied by an individual who bought it in May 2026.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	Individual Name on File
Mailing Address	10698 106TH ST, LARGO, FL 33773-3909
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2026 · Amount on File
Deed Sale	May 13, 2026 · Amount on File
Prior Sale	Aug 16, 2001 · Amount on File
Deed Document Number	2026129813
Deed Book / Page	23557 / 2127
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	May 13, 2026
Property Address	10698 106TH ST, LARGO, FL 33773-3909
Document Number	0000129813
Book / Page	23557 / 2127
Instrument Date	May 8, 2026
Instrument	2026129813
Transaction Type	Transfer
Record Updated	May 29, 2026
Title Company	UPS TITLE, UPSIDE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$176,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10698 106TH ST, LARGO, FL 33773-3909

Mortgage

Document Number	0000129814,
Date	May 13, 2026
Book Page	23557/2129
Instrument	2026129814

Lender

Name	TRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 10698 106th St was $1,015, up 8.8% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,015.00 (+8.79%)	$88,886	$189,631 Land $104,308 Building $85,323
2024	$933.00 (+4.48%)
2023	$893.00 (+5.06%) Homeowner's exemption	$83,865 (+3%)	$149,444 (+9.58%) Land $117,928 Building $31,516
2022	$850.00 Homeowner's exemption	$81,422	$136,380 Land $112,802 Building $23,578

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10698 106th St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 81 individual policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	129 units insured incl. 48 condo units
Nearby Flood Claims	5 (1979–2024)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10698 106th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 629 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30