10697 Northgate Dr, Palo Cedro, CA 96073 Property Records

Shasta County property record for 10697 Northgate Dr, Palo Cedro, CA 96073

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 2,135 sqft · built 1976
Lot Size	4 acres (174,240 sqft)
Owner	2 Company Names on Record
Tax Bill	$3,967 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Nov 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`061-200-004-000`

Property Details

APN / Parcel Number

Primary APN	`061-200-004-000`
Alternative APN	`06120004`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Building Area	2,135 sqft Living Area

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Lot Area	174,240 sqft
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	061200004000
Street Address	10697 NORTHGATE DR
City	PALO CEDRO
State	CA
Zip	96073-9770
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-R-T-BA-3
Jurisdiction	SHASTA CA
Township / Civil Division	REDDING
Census Block Group	1
Census Block	1014
Census Tract	11801

Owner

Source: Shasta County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	10697 NORTHGATE DR, PALO CEDRO, CA 96073-9770
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2022	Deed of Trust, Mortgage · Line of Credit PLUMAS BANK
Nov 18, 2020	Intrafamily Transfer, Transfer FIDELITY NATL TTL CO OF CA
Mar 9, 2017	Quit Claim Deed, Transfer Quitclaim
Jan 24, 2017	Grant Deed, Transfer BANC HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 12, 2020
Transfer Doc	0000041647
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHASTA CA
Property Address	10697 NORTHGATE DR, PALO CEDRO, CA 96073-9770
Transaction Type	Mortgage
Record Updated	Sep 5, 2022
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10697 NORTHGATE DR, PALO CEDRO, CA 96073-9770

Mortgage

Document Number	0000025798
Date	Aug 23, 2022
Instrument	2022-0025798

Lender

Name	PLUMAS BANK
Type	Bank
Address	REDDING, CA 96003

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SHASTA CA
Recording Date	Nov 18, 2020
Property Address	10697 NORTHGATE DR, PALO CEDRO, CA 96073-9770
Document Number	0000041649
Instrument Date	Nov 10, 2020
Instrument	2020-0041649
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	FIDELITY NATL TTL CO OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	10697 NORTHGATE DR, PALO CEDRO, CA 96073-9770

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHASTA CA
Recording Date	Mar 9, 2017
Property Address	10697 NORTHGATE DR, PALO CEDRO, CA 96073-9770
Document Number	0000007027
Instrument Date	Jan 18, 2017
Instrument	7027
Transaction Type	Transfer
Record Updated	Mar 22, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	10697 NORTHGATE DR PALO CEDRO CA 960739770, PALO CEDRO, CA 96073-9770

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SHASTA CA
Recording Date	Jan 24, 2017
Property Address	10697 NORTHGATE DR, PALO CEDRO, CA 96073-9770
Document Number	0000002235
Instrument Date	Jan 18, 2017
Instrument	2235
Transaction Type	Transfer
Record Updated	Feb 21, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10697 NORTHGATE DR PALO CEDRO CA 960739770, PALO CEDRO, CA 96073-9770

Mortgage

Document Number	2237
Date	Jan 24, 2017
Instrument	2237

Lender

Name	BANC HM LNS
Type	Bank
Address	IRVINE, CA 92612

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 23, 2047

Tax Assessment & Valuation

Source: Shasta County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	California
County	Shasta County
Elementary School District	North Cow Creek Elementary School District (KG - 08)
Secondary School District	Shasta Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$352,384 (+2%) Land $121,342 Building $231,042
2025	$3,967.00 (+3.12%) Homeowner's exemption	$345,475 (+4.04%) Land $118,963 Building $226,512
2023	$3,847.00 (+3.22%) Homeowner's exemption	$332,062 Land $114,345 Building $217,717
2022	$3,727.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	12 (1996–2025)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Dec 2025 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 2 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 66% of California
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELLA VISTA WATER DISTRICT serves 18,767 people · EPA ID CA4510014
Water Source	Surface water
Last State Inspection	Jan 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Com-Pair Services Fixed Wireless	100 / 25
ShastaBeam Fixed Wireless	100 / 6

May also be available: AT&T, DigitalPath.

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