10696 Gamble Rd, Winton, CA 95388 Property Records

Merced County property record for 10696 Gamble Rd, Winton, CA 95388

Property Summary

Property TypeRural Home
Details4 bd · 1 ba · 1,344 sqft · built 1981
Lot Size8.39 acres (365,904 sqft)
OwnerIndividual Name on Record
Last Sale$320,000 (May 2021)
Tax Bill$4,544 (2025)
Deeds & MortgagesOct 2022 Mortgage
May 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN052-020-045-000

Property Details

APN / Parcel Number

Primary APN052-020-045-000

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,344 sqft Living Area

Exterior

Year BuiltBuilt 1981
Construction TypeWood
Lot Area365,904 sqft (8.39 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address10696 GAMBLE RD
CityWINTON
StateCA
Zip95388-9751
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionADJ LOT 2 (MER RIV TR POR 32) SEC 4/6/13
Legal Range13
Legal Township06
Legal Section04
Legal Lot Number2
JurisdictionMERCED CA
Township / Civil DivisionATWATER
Census Block Group1
Census Block1012
Census Tract503

Owner

Source: Merced County records, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address10696 GAMBLE RD, WINTON, CA 95388-9751
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 4, 2022Deed of Trust, Mortgage · Conventional Mortgage
TRIAD FINANCIAL SERVICES INC
May 17, 2021Grant Deed, Transfer · Commercial Mortgage
YOSEMITE FARM CREDIT ACA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 17, 2021 · Amount on Record
Deed SaleMay 17, 2021 · Amount on Record
Deed Document Number2021022097
Record UpdatedJun 8, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCED CA
Property Address10696 GAMBLE RD, WINTON, CA 95388-9751
Transaction TypeMortgage
Record UpdatedJul 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address10696 GAMBLE RD, WINTON, CA 95388-9751

Mortgage

Document Number0000034503
DateOct 4, 2022
Instrument2022034503
Lender
NameTRIAD FINANCIAL SERVICES INC
TypeMortgage Company
AddressJACKSONVILLE, FL 32224
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2052

May 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateMay 17, 2021
Property Address10696 GAMBLE RD, WINTON, CA 95388-9751
Document Number0000022097
Map ReferenceDOC 2008-065029
Instrument DateApr 21, 2021
Instrument2021022097
Transaction TypeTransfer
Record UpdatedJul 25, 2023
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
AddressPO BOX 536, WATERFORD, CA 95386-0536

Mortgage

Document Number0000022098
DateMay 17, 2021
Instrument2021022098
Lender
NameYOSEMITE FARM CREDIT ACA
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Merced County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
Elementary School DistrictMerced River Union Elementary School District (KG - 08)
Secondary School DistrictMerced Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$4,544.00 (+4.2%)$425,967 (+4.04%) Land $359,112 Building $66,855
2023$4,361.00 (+15.95%)$409,428 Land $345,168 Building $64,260
2022$3,761.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 70% of the US · above 45% of California
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
unWired Broadband
Fixed Wireless
400 / 50
Cal.net
Fixed Wireless
100 / 20
Verizon
Fixed Wireless
25 / 6
AT&T
Fixed Wireless
25 / 3

May also be available: Xfinity.

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