10695 Cathell Rd, Berlin, MD 21811 Property Records

Worcester County property record for 10695 Cathell Rd, Berlin, MD 21811 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2.5 Baths
Year Built	Built 2002
Square Footage	2,480 sqft Total Area
Lot Size	93,218 sqft (2.14 acres)
Garage	Attached, 520 sqft
Occupancy	Owner Occupied
Last Sale	$295,500 (2003)
Tax Bill	$3,243.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`03-157539`
Alternative APN	`157539`

Interior

Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,480 sqft Total Area
Stories	2 Stories

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	93,218 sqft (2.14 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	520 sqft Garage
Pool Type	Spa/Hot Tub (Only) Pool Type
Deck Area	180 sqft Deck
Porch Area	120 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	157539
Street Address	10695 CATHELL RD
City	BERLIN
State	MD
Zip	21811-3128
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 6 2.14 ACS W/S CATHELL RD OCEAN RESORTS GOLF CLUB
Legal Subdivision	OCEAN RESIDENCE GOLF CLUB
Legal Lot Number	6
Jurisdiction	WORCESTER MD
Minor Civil Division	6, NORTHERN
Census Blockgroup	2
Census Block	2008
Census Tract	950900

Owner

Source: Worcester County records · APN 03-157539

Assessment roll updated July 31, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10695 CATHELL RD, BERLIN, MD 21811-3128
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 20, 2003 · Amount on Record
Deed Sale	Mar 20, 2003 · Amount on Record
Prior Sale	Jul 23, 2002 · Amount on Record
Deed Doc Number	2003342080
Deed Book / Page	3632 / 328
Record Refreshed	Sep 20, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	10695 CATHELL RD, BERLIN, MD 21811-3128
Document Number	0073330020
Instrument Date	Nov 20, 2018
Transaction Type	Mortgage
Record Updated	Dec 19, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10695 CATHELL RD BERLIN MD 218113128, BERLIN, MD 21811-3128

Mortgage

Document Number	0073330020
Date	Dec 06, 2018
Book Page	007333/000020

Lender

Name	MANUFACTURERS & TRADERS TR
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Worcester County records · Assessment roll updated July 31, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$393,133 (+13.08%)	$415,400 (+19.16%) Land $122,200 Building $293,200
2025	$3,243.00 (+4.34%) Homeowner's exemption
2023	$3,108.00 Homeowner's exemption	$347,667	$348,600 Land $82,200 Building $266,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (24047C), updated June 4, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.