10693 Otter Dr, Saint Helen, MI 48656 Property Records

Roscommon County property record for 10693 Otter Dr, Saint Helen, MI 48656

Property Summary

Property Type	Single Family Home
Details	1,200 sqft · built 2018
Lot Size	0.362 acres (15,774 sqft)
Owner	Individual Name on File
Last Sale	$95,000 (May 2026)
Tax Bill	$1,033 (2025)
Deeds & Mortgages	May 2026 Sale Oct 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-403-073-0000`

Property Details

APN / Parcel Number

Primary APN	`010-403-073-0000`

Interior

Stories	1 Story
Building Area	1,200 sqft Building Perimeter

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	15,774 sqft (0.362 acres)

Location & Zoning

Street Address	10693 OTTER DR
City	SAINT HELEN
State	MI
Zip	48656-8207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L-1028 P-460 (L-997P-325&L-809P-290) 231 SEC 23 LOT 73 CEDAR CREEK NO 3
Legal Subdivision	CEDAR CREEK SUBDIVISION NO 3
Legal Lot Number	73
Jurisdiction	ROSCOMMON MI
Township / Civil Division	RICHFIELD
Census Block Group	1
Census Block	1079
Census Tract	970100

Owner

10693 Otter Dr is owned by an individual who bought it in May 2026.

Source: Roscommon County records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	23075 FARMINGTON RD, FARMINGTON, MI 48336-3920
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Oct 6, 2021	Warranty Deed, Transfer
Jun 13, 2018	Warranty Deed, Transfer
Apr 10, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2026 · Amount on File
Deed Sale	May 27, 2026 · Amount on File
Prior Sale	Sep 5, 2024 · Amount on File
Deed Document Number	20263677
Deed Book / Page	1193 / 1472
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSCOMMON MI
Recording Date	May 27, 2026
Property Address	10693 OTTER DR, SAINT HELEN, MI 48656-8207
Document Number	0000003677
Book / Page	1193 / 1472
Instrument Date	May 26, 2026
Instrument	20263677
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$71,962.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23075 FARMINGTON RD, FARMINGTON, MI 48336-3920
Investor	Possibly a Property Investor

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Oct 6, 2021
Property Address	10693 OTTER DR, SAINT HELEN, MI 48656-8207
Document Number	01178/1306
Book / Page	1178 / 1306
Instrument Date	Oct 6, 2021
Instrument	202100009237
Transaction Type	Transfer
Record Updated	Mar 9, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 S MAIN ST, ROSCOMMON, MI 48653-8308
Investor	Possibly a Property Investor

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Jun 13, 2018
Property Address	10693 OTTER DR, SAINT HELEN, MI 48656-8207
Document Number	001166/514
Book / Page	1166 / 514
Instrument Date	Jun 9, 2018
Instrument	2.0180000446
Transaction Type	Transfer
Record Updated	Mar 9, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2706 4TH ST, SAINT HELEN, MI 48656-9784

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Apr 10, 2017
Property Address	10693 OTTER DR, SAINT HELEN, MI 48656-8207
Document Number	01162/0230
Book / Page	1162 / 0230
Map Reference	LB 7 PG 43
Instrument Date	Apr 4, 2017
Instrument	201700002833
Transaction Type	Transfer
Record Updated	Mar 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10594 GLENN AVE, SAINT HELEN, MI 48656-9608

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5251 E M 106, STOCKBRIDGE, MI 49285-9599

Tax Assessment & Valuation

The 2025 property tax bill for 10693 Otter Dr was $1,033.

Source: Roscommon County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Roscommon County
County Subdivision	Richfield Township
Unified School District	Roscommon Area Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$28,500 (+26.67%)	$57,000 (+26.67%)
2025	$1,033.00	$22,500	$45,000
2023		$17,400	$34,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 10693 Otter Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10693 Otter Dr is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 92% of Michigan
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Otter Dr

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