10692 Ross Lake Dr, Peyton, CO 80831 Property Records

El Paso County property record for 10692 Ross Lake Dr, Peyton, CO 80831

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,994 sqft · built 2006
Lot Size	0.339 acres (14,752 sqft)
Owner	2 Individual Names on Record
Last Sale	$408,400 (Apr 2020)
Tax Bill	$3,552 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit May 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`42193-06-023`

Property Details

APN / Parcel Number

Primary APN	`42193-06-023`
Alternative APN	`R4219306023`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,994 sqft Living Area
Gross Area	3,713 sqft
1st Floor Area	1,023 sqft
Upper Floors Area	1,093 sqft
Basement Area	1,009 sqft
Finished Basement	878 sqft
Unfinished Basement	131 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Multi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,752 sqft (0.339 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Slab
Porch Area	128 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	R4219306023
Street Address	10692 ROSS LAKE DR
City	PEYTON
State	CO
Zip	80831-7085
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 648 MERIDIAN RANCH FIL NO 1
Legal Subdivision	MERIDIAN RANCH FIL NO 01
Legal Lot Number	648
Jurisdiction	EL PASO CO
Township / Civil Division	BLACK FOREST-PEYTON
Census Block Group	1
Census Block	1001
Census Tract	3914

Owner

Source: El Paso County records, as of June 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10692 ROSS LAKE DR, PEYTON, CO 80831-7085
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed of Trust, Mortgage · Line of Credit KENT CREDIT UNION
May 23, 2022	Deed of Trust, Mortgage · Line of Credit ENT CU
Apr 20, 2020	Warranty Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK
Oct 30, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Jul 28, 2018	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2020 · Amount on Record
Deed Sale	Apr 20, 2020 · Amount on Record
Prior Sale	Sep 28, 2016 · Amount on Record
Deed Document Number	202053471
Prior Transfer Date	Mar 1, 2013
Prior Transfer Doc	0000029513
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL PASO CO
Recording Date	Apr 13, 2026
Property Address	10692 ROSS LAKE DR, PEYTON, CO 80831-7085
Document Number	0000034112
Instrument Date	Apr 7, 2026
Instrument	202634112
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10692 ROSS LAKE DR, PEYTON, CO 80831-7085

Mortgage

Document Number	0000034112,
Date	Apr 13, 2026
Instrument	202634112

Lender

Name	KENT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 28, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL PASO CO
Property Address	10692 ROSS LAKE DR, PEYTON, CO 80831-7085
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000071348
Date	May 23, 2022
Instrument	222071348

Lender

Name	ENT CU
Type	Credit Union
Address	COLORADO SPRINGS, CO 80921

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 28, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EL PASO CO
Recording Date	Apr 20, 2020
Property Address	10692 ROSS LAKE DR, PEYTON, CO 80831-7085
Document Number	0000053471
Instrument Date	Apr 1, 2020
Instrument	220053471
Transaction Type	Transfer
Record Updated	Jun 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$40.84
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10692 ROSS LAKE DR, PEYTON, CO 80831-7085

Mortgage

Document Number	0000053472
Date	Apr 20, 2020
Instrument	220053472

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL PASO CO
Property Address	10692 ROSS LAKE DR, PEYTON, CO 80831-7085
Document Number	0000137461
Instrument Date	Oct 30, 2019
Transaction Type	Mortgage
Record Updated	Nov 19, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10692 ROSS LAKE DR PEYTON CO 808317085, PEYTON, CO 80831-7085

Mortgage

Document Number	0000137461
Date	Nov 4, 2019
Instrument	137461

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 3, 2049

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL PASO CO
Property Address	10692 ROSS LAKE DR, PEYTON, CO 80831-7085
Document Number	0000089489
Instrument Date	Jul 28, 2018
Transaction Type	Mortgage
Record Updated	Aug 14, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10692 ROSS LAKE DR PEYTON CO 808317085, PEYTON, CO 80831-7085

Mortgage

Document Number	0000089489
Date	Aug 2, 2018
Instrument	89489

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: El Paso County assessment roll, as of June 1, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	El Paso County
Unified School District	School District 49 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$36,700 (-)	$520,558 (-)
2025	$3,552.00 (+3.26%)	$36,700 (-1.66%)	$520,558 (-6.54%)
2024	$3,440.00 (+3.86%)	$37,320 (-) Land $7,200 Building $30,120
2023	$3,312.00 (+30.6%)	$37,320 (+48.51%) Land $7,200 Building $30,120	$557,008 (+54.05%) Land $107,500 Building $449,508
2022	$2,536.00	$25,130 Land $5,910 Building $19,220	$361,575 Land $85,000 Building $276,575

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 73% of Colorado
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDIAN SERVICE MD serves 12,760 people · EPA ID CO0121455
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Kellin Communications Fixed Wireless	1,000 / 220
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: StratusIQ.

Nearby Properties on Ross Lake Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures