10691 E Lake Rd, Hammondsport, NY 14840 Property Records

Steuben County and Urbana Town property record for 10691 E Lake Rd, Hammondsport, NY 14840

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,158 sqft · built 1962
Lot Size	0.662 acres (28,842 sqft)
Owner	Company Name on Record
Last Sale	$1,900,000 (Oct 2022)
Tax Bill	$32,138 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Jun 2022 Sale + 3 more
APN	`0001805-000`

Property Details

APN / Parcel Number

Primary APN	`0001805-000`
Alternative APNs	`467289 091.18-01-010.000` `72890910180001010000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,158 sqft Living Area
1st Floor Area	1,158 sqft
2nd Floor Area	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1990
Architectural Style	Contemporary
Exterior Material	Wood
Foundation Type	No Foundation
Lot Area	28,842 sqft (0.662 acres)
Lot Dimensions	138 ft deep x 209 ft wide
View / Lot	Waterfront / Beach

Exterior Amenities

Porch	Slab
Porch Area	437 sqft
Shed	1 Shed
Boat Access	Boat Access
Boat House	Boat House

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0001805-000
Street Address	10691 E LAKE RD
City	HAMMONDSPORT
State	NY
Zip	14840-7021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Block	1
Legal Lot Number	10.000
Jurisdiction	STEUBEN NY
Township / Civil Division	URBANA
Census Block Group	2
Census Block	2003
Census Tract	961400

Owner

Source: Steuben County and Urbana Town records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	291 FOREST MANOR RD, COCHRANVILLE, PA 19330-9623
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage GENESEE REGIONAL BANK
Jun 30, 2022	Warranty Deed, Transfer
Sep 1, 2017	Deed, Transfer GEORGE J. WELCH, JR., ESQ.
Sep 16, 2010	Deed, Transfer CNB MORTGAGE CO
Aug 19, 2009	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2022 · Amount on Record
Deed Sale	Oct 17, 2022 · Amount on Record
Prior Sale	Sep 16, 2010 · Amount on Record
Deed Book / Page	2988 / 143
Prior Transfer Date	Aug 16, 2009
Prior Transfer Doc	0000002249/000000034
Record Updated	Jun 8, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEUBEN NY
Recording Date	Oct 17, 2022
Property Address	10691 E LAKE RD, HAMMONDSPORT, NY 14840-7021
Document Number	002988/143
Book / Page	2988 / 143
Instrument Date	Oct 14, 2022
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	291 FOREST RD, COCHRANVILLE, PA 19330

Mortgage

Document Number	0000491242
Date	Oct 17, 2022
Instrument	4912/42

Lender

Name	GENESEE REGIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.7%
Type Change Date	Nov 1, 2027
Max Rate At Change	2.7%
Index	Other

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEUBEN NY
Recording Date	Jun 30, 2022
Property Address	10691 E LAKE RD, HAMMONDSPORT, NY 14840-7021
Document Number	002966/176
Book / Page	2966 / 176
Instrument Date	Jun 30, 2022
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1009 NW TERRACE RD, STUART, FL 34994-8930

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	STEUBEN NY
Recording Date	Sep 1, 2017
Property Address	10691 E LAKE RD, HAMMONDSPORT, NY 14840-7021
Document Number	0000002669/0000000067
Book / Page	0000002669 / 0000000067
Instrument Date	Jun 24, 2017
Transaction Type	Transfer
Record Updated	Apr 21, 2026
Title Company	GEORGE J. WELCH, JR., ESQ.

Transaction

Tax	$0.00
Amount Accuracy	Non-Arm's Length Transaction
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1009 NW TERRACE RD, STUART, FL 34994-8930

September 2010: Deed, Transfer

Document Type	Deed
Jurisdiction	STEUBEN NY
Recording Date	Sep 16, 2010
Property Address	10691 E LAKE RD, HAMMONDSPORT, NY 14840-7021
Document Number	0000002302/0000000239
Book / Page	0000002302 / 0000000239
Instrument Date	Sep 15, 2010
Transaction Type	Transfer
Record Updated	Apr 21, 2026
Title Company	ALBERT KUSAK

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1009 NW TERRACE RD, STUART, FL 34994-8930

Mortgage

Document Number	0000003292/0000000167
Date	Sep 16, 2010
Book Page	0000003292/0000000167

Lender

Name	CNB MORTGAGE CO
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	340 Months
Due	Jan 1, 2039

August 2009: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STEUBEN NY
Recording Date	Aug 19, 2009
Property Address	10691 E LAKE RD, HAMMONDSPORT, NY 14840-7021
Document Number	0000002249/0000000348
Book / Page	0000002249 / 0000000348
Instrument Date	Aug 16, 2009
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Steuben County and Urbana Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Steuben County
County Subdivision	Urbana Town
Unified School District	Hammondsport Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$32,138.00 (+198.13%)	$1,543,300 (+79.7%) Land $908,400 Building $634,900	$1,543,300 (+49.15%) Land $908,400 Building $634,900
2023		$858,800 (-) Land $660,600 Building $198,200	$1,034,699 (+12.05%) Land $795,904 Building $238,795
2022		$858,800 Land $660,600 Building $198,200	$923,441 Land $710,323 Building $213,118
2021	$10,780.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	21 (1978–2026)
Claims Outside the SFHA	10 of 21
Most Recent Claim	Mar 2026 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2014 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on E Lake Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures