1069 Western Branch Rd, Lancaster, VA 22503 Property Records

Lancaster County property record for 1069 Western Branch Rd, Lancaster, VA 22503

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,120 sqft · built 2007
Lot Size	6.96 acres (303,308 sqft)
Owner	Individual Name on Record
Tax Bill	$6 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Dec 2008 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`20 18`

Property Details

APN / Parcel Number

Primary APN	`20 18`
Alternative APN	`2742`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
Gross Area	1,346 sqft
1st Floor Area	1,120 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2017
Architectural Style	Mobile Home
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	303,308 sqft (6.96 acres)
Deck Area	98 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Space Heater
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	2742
Street Address	1069 WESTERN BRANCH RD
City	LANCASTER
State	VA
Zip	22503-3562
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MOLLUSK 6.963 AC WF19/69 LR03/3975-P
Jurisdiction	LANCASTER VA
Township / Civil Division	1
Census Block Group	3
Census Block	3005
Census Tract	30100

Owner

Source: Lancaster County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1069 WESTERN BRANCH RD, LANCASTER, VA 22503-3562
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2020	Deed of Trust, Mortgage · ARM VIRGINIA COMMONWEALTH BANK
Dec 29, 2008	Deed of Trust, Mortgage · Line of Credit BANK OF LANCASTER

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	1069 WESTERN BRANCH RD, LANCASTER, VA 22503-3562
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200001119
Date	Jun 15, 2020
Instrument	200001119

Lender

Name	VIRGINIA COMMONWEALTH BANK

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2027

December 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	1069 WESTERN BRANCH RD, LANCASTER, VA 22503-3562
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00800/2928
Date	Dec 29, 2008
Book Page	800/2928

Lender

Name	BANK OF LANCASTER

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 22, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lancaster County
Unified School District	Lancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6.00 (-98.94%)	$116,400 (+29.19%) Land $20,900 Building $95,500	$116,400 (+29.19%) Land $20,900 Building $95,500
2023	$567.00	$90,100 Land $20,900 Building $69,200	$90,100 Land $20,900 Building $69,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	7 (1985–2020)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Sep 2020
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Virginia Broadband Fixed Wireless · not low latency	25 / 5

May also be available: T-Mobile.

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