1069 W 45th Pl, Lorain, OH 44052 Property Records

Lorain County property record for 1069 W 45th Pl, Lorain, OH 44052

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,213 sqft · built 1975
Lot Size	0.23 acres (10,019 sqft)
Owner	Company Name on Record
Last Sale	$300,000 (Aug 2026)
Tax Bill	$2,695 (2025)
Deeds & Mortgages	Aug 2026 Sale May 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-01-008-101-393`

Property Details

APN / Parcel Number

Primary APN	`02-01-008-101-393`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	2,213 sqft Living Area
Gross Area	2,811 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	130 ft deep x 76 ft wide
Garage Type	Attached
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces
Pool Area	612 sqft
Deck Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1069 W 45TH PL
City	LORAIN
State	OH
Zip	44052-5605
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	101
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	1
Census Block	1029
Census Tract	24100

Owner

Source: Lorain County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1069 W 45TH PL, LORAIN, OH 44052-5605
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Warranty Deed, Transfer AMERICAN R TITLE, AMERICAN TITLE
May 4, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Feb 20, 2024	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Sep 1, 2021	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 26, 2021	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2026 · Amount on Record
Deed Sale	Aug 3, 2026 · Amount on Record
Prior Sale	Sep 1, 2021 · Amount on Record
Deed Document Number	2026105795
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Aug 3, 2026
Property Address	1069 W 45TH PL, LORAIN, OH 44052-5605
Document Number	0000105795
Instrument Date	Jul 27, 2026
Instrument	2026105795
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	AMERICAN R TITLE, AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$121,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1069 W 45TH PL, LORAIN, OH 44052-5605

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Recording Date	May 4, 2026
Property Address	1069 W 45TH PL, LORAIN, OH 44052-5605
Document Number	0000094361
Instrument Date	Apr 26, 2026
Instrument	202694361
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1069 W 45TH PL, LORAIN, OH 44052-5605

Mortgage

Document Number	0000094361,
Date	May 4, 2026
Instrument	202694361

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	304 Months
Due	Sep 1, 2051

Interest

Rate	6.38%
Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	1069 W 45TH PL, LORAIN, OH 44052-5605
Transaction Type	Mortgage
Record Updated	Feb 28, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1069 W 45TH PL, LORAIN, OH 44052-5605

Mortgage

Document Number	0000004469
Date	Feb 20, 2024
Instrument	2024-0004469

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	331 Months
Due	Sep 1, 2051

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Sep 1, 2021
Property Address	1069 W 45TH PL, LORAIN, OH 44052-5605
Document Number	0000837244
Instrument Date	Aug 26, 2021
Instrument	2021-0837244
Transaction Type	Transfer
Record Updated	Mar 8, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1069 W 45TH PL, LORAIN, OH 44052-5605

Mortgage

Document Number	0000837245
Date	Sep 1, 2021
Instrument	2021-0837245

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

March 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	LORAIN OH
Recording Date	Mar 26, 2021
Property Address	1069 W 45TH PL, LORAIN, OH 44052-5605
Document Number	0000809443
Instrument Date	Mar 26, 2021
Instrument	2021-0809443
Transaction Type	Transfer
Record Updated	May 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Clearview Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,695.00 (-7.13%) Homeowner's exemption	$70,300 (-0.01%) Land $10,730 Building $59,570	$200,870 (-) Land $30,670 Building $170,200
2024	$2,902.00 (-1.79%)	$70,305 (+22.74%) Land $10,735 Building $59,570	$200,870 (+22.74%) Land $30,670 Building $170,200
2023	$2,955.00 (+0.89%)	$57,278 (%) Land $12,957 Building $44,321	$163,650 (-) Land $37,020 Building $126,630
2022	$2,929.00	$57,280 Land $12,960 Building $44,320
2021			$163,650 Land $37,020 Building $126,630

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Breezeline.

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