Culpeper County property record for 1069 Virginia Ave, Culpeper, VA 22701
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,342 sqft · built 2004 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on File |
| Last Sale | $409,000 (Sep 2021) |
| Tax Bill | $2,039 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-R-2-23 |
| Primary APN | 40-R-2-23 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,342 sqft Living Area |
| 1st Floor Area | 1,212 sqft |
| Basement Area | 1,212 sqft |
| Unfinished Basement | 1,212 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Area | 420 sqft |
| Driveway | Gravel (Chat) Driveway |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 20600 |
|---|---|
| Street Address | 1069 VIRGINIA AVE |
| City | CULPEPER |
| State | VA |
| Zip | 22701-1999 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | REDWOOD LAKES SUBDIVISION PHASE 2A - LOT 23 PLAT CAB 8/86-91 13,334 SQ FT |
| Legal Subdivision | REDWOOD LAKES SUBDIVISION |
| Legal Phase | 2A |
| Legal Lot Number | 23 |
| Jurisdiction | CULPEPER VA |
| Township / Civil Division | WEST FAIRFAX |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 930203 |
Source: Culpeper County records · APN 40-R-2-23
Assessment roll updated November 7, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1069 VIRGINIA AVE, CULPEPER, VA 22701-1999 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 08, 2026 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
| Mar 08, 2021 | Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK |
| Sep 24, 2021 | Warranty Deed, Transfer · FHA Mortgage EMBRACE HOME LOANS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 24, 2021 · Amount on Record |
| Deed Sale | Sep 24, 2021 · Amount on Record |
| Prior Sale | Mar 27, 2006 · Amount on Record |
| Deed Document Number | 20218425 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CULPEPER VA |
| Recording Date | Jun 08, 2026 |
| Property Address | 1069 VIRGINIA AVE, CULPEPER, VA 22701-1999 |
| Document Number | 0000003032 |
| Instrument Date | May 29, 2026 |
| Instrument | 20263032 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1069 VIRGINIA AVE, CULPEPER, VA 22701-1999 |
| Document Number | 0000003032, |
|---|---|
| Date | Jun 08, 2026 |
| Instrument | 20263032 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 304 Months |
| Due | Oct 01, 2051 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CULPEPER VA |
| Property Address | 1069 VIRGINIA AVE, CULPEPER, VA 22701-1999 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Title Company | KNOWLEDGE SPLICE SERVICES, KNOWLEDGE SPLICE SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0210002081 |
|---|---|
| Date | Mar 08, 2021 |
| Instrument | 210002081 |
| Name | THE FEDERAL SAVINGS BANK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CULPEPER VA |
| Recording Date | Sep 24, 2021 |
| Property Address | 1069 VIRGINIA AVE, CULPEPER, VA 22701-1999 |
| Document Number | 210008425 |
| Instrument Date | Sep 21, 2021 |
| Instrument | 210008425 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2021 |
| Title Company | NOT AVAILABLE, OPTIMA TITLE SOLUTIONS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1069 VIRGINIA AVE, CULPEPER, VA 22701-1999 |
| Document Number | 210008426 |
|---|---|
| Date | Sep 24, 2021 |
| Instrument | 210008426 |
| Name | EMBRACE HOME LOANS INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Culpeper County records · Assessment roll updated November 7, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Culpeper County |
| Municipality | Culpeper Town |
| Unified School District | Culpeper County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,039.00 (-12.79%) | $474,100 (+4.31%) Land $112,000 Building $362,100 | $474,100 (+4.31%) Land $112,000 Building $362,100 |
| 2024 | $2,338.00 (+11.87%) | ||
| 2023 | $2,090.00 | $454,500 Land $99,700 Building $354,800 | $454,500 Land $99,700 Building $354,800 |
Source: FEMA National Flood Hazard Layer as of February 25, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
| Virginia Broadband Fixed Wireless · not low latency | 100 / 25 |
May also be available: T-Mobile USA.
Based on FCC filings for 281 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF CULPEPER serves 21,184 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2021 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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