1069 Terrace Dr, Lexington, NC 27295 Property Records

Davidson County property record for 1069 Terrace Dr, Lexington, NC 27295

Property Summary

Property Type	Single Family Home
Details	1 bd · 3 ba · 5,947 sqft · built 2000
Lot Size	1.17 acres (50,965 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Jul 2017)
Tax Bill	$2,420 (2025)
Deeds & Mortgages	Jan 2017 Line of Credit Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-011-F-000-0010`

Property Details

APN / Parcel Number

Primary APN	`03-011-F-000-0010`
Alternative APN	`9230083`

Interior

Bedrooms	1 Bed
Full Baths	3 Baths
Stories	1 Story
Building Area	5,947 sqft Total Area
1st Floor Area	2,098 sqft
Upper Floors Area	859 sqft
Basement Area	1,602 sqft
Unfinished Basement	1,602 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Wood Shingle
Lot Area	50,965 sqft (1.17 acres)
Lot Dimensions	283 ft deep x 60 ft wide
Garage Type	Mixed
Garage Area	1,068 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	9230083
Street Address	1069 TERRACE DR
City	LEXINGTON
State	NC
Zip	27295-5872
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA1
Legal Description	P=24-3 L10 BK2275-628 MEADOW LILLY
Jurisdiction	DAVIDSON NC
Township / Civil Division	ARCADIA
Census Block Group	2
Census Block	2007
Census Tract	60301

Owner

1069 Terrace Dr is owned and occupied by two individuals who bought it in July 2017.

Source: Davidson County records, as of October 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1069 TERRACE DR, LEXINGTON, NC 27295-5872
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2017	Deed of Trust, Mortgage · Line of Credit ALLEGACY FCU
Jul 3, 2017	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2017 · Amount on File
Deed Sale	Jul 3, 2017 · Amount on File
Prior Sale	Jun 1, 2000 · Amount on File
Deed Document Number	201714138
Deed Book / Page	2275 / 628
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON NC
Property Address	1069 TERRACE DR, LEXINGTON, NC 27295-5872
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022531751
Date	Jan 19, 2017
Book Page	2253/1751
Instrument	2017000001181

Lender

Name	ALLEGACY FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27114

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 18, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIDSON NC
Recording Date	Jul 3, 2017
Property Address	1069 TERRACE DR, LEXINGTON, NC 27295-5872
Document Number	0022750628
Book / Page	002275 / 000628
Instrument Date	Jun 30, 2017
Instrument	14138
Transaction Type	Transfer
Record Updated	Jul 11, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$720.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1069 TERRACE DR LEXINGTON NC 272955872, LEXINGTON, NC 27295-5872

Mortgage

Document Number	22750630
Date	Jul 3, 2017
Book Page	002275/000630
Instrument	14139

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 2, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1069 Terrace Dr was $2,420.

Source: Davidson County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Davidson County
Unified School District	Davidson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$383,990 (-)	$383,990 (-) Land $50,000 Building $333,990
2025	$2,420.00	$383,990	$383,990 Land $50,000 Building $333,990
2023	$2,457.00	$383,990	$383,990 Land $50,000 Building $333,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1069 Terrace Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1069 Terrace Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAVIDSON WATER INC private · serves 154,307 people · EPA ID NC0229025
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Terrace Dr

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